Median Earnings (1yr)
$51,444
38th percentile (40th in TX)
Median Debt
$22,922
2% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
33
Adequate data

Analysis

Dallas Baptist University's finance program produces graduates earning $51,444 in their first year—about $2,000 below the Texas median and $2,100 below the national median. Among the 59 Texas schools offering finance degrees, this lands at the 40th percentile, meaning roughly 60% of competing programs deliver stronger initial outcomes. The gap widens considerably when comparing to Texas's elite finance programs: UT Austin and SMU graduates start around $80,000, nearly $30,000 more annually.

The program does offer one clear advantage: manageable debt. At $22,922, graduates carry slightly less than both state and national medians, resulting in a debt-to-earnings ratio of 0.45—reasonable territory where typical monthly payments should consume roughly 5-6% of gross income. Earnings grow a modest 11% over four years to $57,151, though this still trails the median by several thousand dollars. The 91% admission rate and below-average test scores suggest DBU may serve students who wouldn't gain admission to UT Austin or SMU, which provides some context for the earnings differential.

For families considering this program, the math works—debt levels won't create financial hardship. However, parents should understand their student will likely start several thousand dollars behind peers from other Texas finance programs, a gap that persists even four years into their career. If Dallas Baptist is significantly cheaper than alternatives or offers other compelling reasons to attend, the program can work. If costs are comparable to higher-performing state schools, those become the smarter investment.

Where Dallas Baptist University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Dallas Baptist UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Dallas Baptist University graduates compare to all programs nationally

Dallas Baptist University graduates earn $51k, placing them in the 38th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Dallas Baptist University$51,444$57,151$22,9220.45
Southern Methodist University$83,159$113,839$19,5000.23
The University of Texas at Austin$81,844$95,994$20,5000.25
Texas Christian University$78,453$90,933$19,5000.25
Texas A&M University-College Station$71,409$90,976$16,8800.24
University of Phoenix-Texas$70,963$59,017$48,4690.68
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Southern Methodist University
Dallas
$64,460$83,159$19,500
The University of Texas at Austin
Austin
$11,678$81,844$20,500
Texas Christian University
Fort Worth
$57,220$78,453$19,500
Texas A&M University-College Station
College Station
$13,099$71,409$16,880
University of Phoenix-Texas
Dallas
—$70,963$48,469

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Dallas Baptist University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.