Finance and Financial Management Services at Dallas Baptist University
Bachelor's Degree
Analysis
Dallas Baptist University's finance program produces graduates earning $51,444 in their first year—about $2,000 below the Texas median and $2,100 below the national median. Among the 59 Texas schools offering finance degrees, this lands at the 40th percentile, meaning roughly 60% of competing programs deliver stronger initial outcomes. The gap widens considerably when comparing to Texas's elite finance programs: UT Austin and SMU graduates start around $80,000, nearly $30,000 more annually.
The program does offer one clear advantage: manageable debt. At $22,922, graduates carry slightly less than both state and national medians, resulting in a debt-to-earnings ratio of 0.45—reasonable territory where typical monthly payments should consume roughly 5-6% of gross income. Earnings grow a modest 11% over four years to $57,151, though this still trails the median by several thousand dollars. The 91% admission rate and below-average test scores suggest DBU may serve students who wouldn't gain admission to UT Austin or SMU, which provides some context for the earnings differential.
For families considering this program, the math works—debt levels won't create financial hardship. However, parents should understand their student will likely start several thousand dollars behind peers from other Texas finance programs, a gap that persists even four years into their career. If Dallas Baptist is significantly cheaper than alternatives or offers other compelling reasons to attend, the program can work. If costs are comparable to higher-performing state schools, those become the smarter investment.
Where Dallas Baptist University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Dallas Baptist University graduates compare to all programs nationally
Dallas Baptist University graduates earn $51k, placing them in the 38th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Dallas Baptist University | $51,444 | $57,151 | $22,922 | 0.45 |
| Southern Methodist University | $83,159 | $113,839 | $19,500 | 0.23 |
| The University of Texas at Austin | $81,844 | $95,994 | $20,500 | 0.25 |
| Texas Christian University | $78,453 | $90,933 | $19,500 | 0.25 |
| Texas A&M University-College Station | $71,409 | $90,976 | $16,880 | 0.24 |
| University of Phoenix-Texas | $70,963 | $59,017 | $48,469 | 0.68 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Southern Methodist University Dallas | $64,460 | $83,159 | $19,500 |
| The University of Texas at Austin Austin | $11,678 | $81,844 | $20,500 |
| Texas Christian University Fort Worth | $57,220 | $78,453 | $19,500 |
| Texas A&M University-College Station College Station | $13,099 | $71,409 | $16,880 |
| University of Phoenix-Texas Dallas | — | $70,963 | $48,469 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Dallas Baptist University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.