Analysis
Dallas Baptist University's finance program produces graduates earning $51,444 in their first yearβabout $2,000 below the Texas median and $2,100 below the national median. Among the 59 Texas schools offering finance degrees, this lands at the 40th percentile, meaning roughly 60% of competing programs deliver stronger initial outcomes. The gap widens considerably when comparing to Texas's elite finance programs: UT Austin and SMU graduates start around $80,000, nearly $30,000 more annually.
The program does offer one clear advantage: manageable debt. At $22,922, graduates carry slightly less than both state and national medians, resulting in a debt-to-earnings ratio of 0.45βreasonable territory where typical monthly payments should consume roughly 5-6% of gross income. Earnings grow a modest 11% over four years to $57,151, though this still trails the median by several thousand dollars. The 91% admission rate and below-average test scores suggest DBU may serve students who wouldn't gain admission to UT Austin or SMU, which provides some context for the earnings differential.
For families considering this program, the math worksβdebt levels won't create financial hardship. However, parents should understand their student will likely start several thousand dollars behind peers from other Texas finance programs, a gap that persists even four years into their career. If Dallas Baptist is significantly cheaper than alternatives or offers other compelling reasons to attend, the program can work. If costs are comparable to higher-performing state schools, those become the smarter investment.
Where Dallas Baptist University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Dallas Baptist University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Dallas Baptist University | $51,444 | $57,151 | +11% |
| Southern Methodist University | $83,159 | $113,839 | +37% |
| The University of Texas at Austin | $81,844 | $95,994 | +17% |
| Texas A&M University-College Station | $71,409 | $90,976 | +27% |
| Texas Christian University | $78,453 | $90,933 | +16% |
Compare to Similar Programs in Texas
Finance and Financial Management Services bachelors's programs at peer institutions in Texas (59 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,140 | $51,444 | $57,151 | $22,922 | 0.45 | |
| $64,460 | $83,159 | $113,839 | $19,500 | 0.23 | |
| $11,678 | $81,844 | $95,994 | $20,500 | 0.25 | |
| $57,220 | $78,453 | $90,933 | $19,500 | 0.25 | |
| $13,099 | $71,409 | $90,976 | $16,880 | 0.24 | |
| β | $70,963 | $59,017 | $48,469 | 0.68 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Dallas Baptist University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 33 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.