Computer Software and Media Applications at Dewey University-Hato Rey

A debt-to-earnings ratio of 0.67 looks reasonable on paper, but the reality for Dewey University-Hato Rey's software program is more complicated. Based on comparable bachelor's programs nationally, graduates might expect around $38,200 in first-year earnings with roughly $25,600 in debt. However, the Puerto Rico market tells a starkly different story—the only other program in PR with reported data shows graduates earning just $15,600, less than half the national figure. If this program's outcomes align more closely with local market conditions than national benchmarks, that debt burden becomes significantly heavier.

The 90% Pell grant rate indicates this program serves predominantly low-income students, making the debt picture especially critical. Software development skills can translate to remote work opportunities with mainland companies, potentially bridging the gap between Puerto Rico's lower local wages and national earning potential. But that requires both the technical capabilities and the professional networks that aren't guaranteed by a degree alone.

For families considering this program, the central question is whether graduates can access positions that pay closer to national rates—either through remote work or relocation—or whether they'll be competing in Puerto Rico's significantly constrained tech market. Given the uncertainty in the estimates and the dramatic gap between national and local outcomes, this represents a considerable gamble for students who may have limited financial cushion if the degree doesn't open doors beyond the island's economy.