Median Earnings (1yr)
$41,456
93rd percentile (60th in AZ)
Median Debt
$24,620
9% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
35
Adequate data

Analysis

Embry-Riddle's psychology program shows something unusual: graduates start above the national median but middle-of-the-pack for Arizona, then surge 72% in earnings by year four to reach $71,212. This isn't your typical psychology bachelor's trajectory. While the starting salary of $41,456 ranks in the 93rd percentile nationally, it's actually slightly below Arizona's state median—suggesting this program's real advantage lies in career acceleration rather than immediate placement.

The debt picture reinforces the value proposition here. At $24,620, graduates owe roughly $8,000 less than Arizona's state median and $2,400 less than the national benchmark. Combined with that strong earnings growth, most graduates should find this manageable. The sample size is moderate, so these patterns appear reliable, though not based on massive cohorts.

For an anxious parent, here's what matters: your child likely won't start as the highest earner among psychology majors, but they'll have room to grow with below-average debt. The aerospace university branding doesn't seem to hurt psychology graduates—if anything, the unconventional setting may offer unique opportunities in areas like human factors or organizational psychology. This works best for students comfortable with a slower initial climb in exchange for stronger mid-career momentum and reasonable debt burdens.

Where Embry-Riddle Aeronautical University-Prescott Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Embry-Riddle Aeronautical University-PrescottOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Embry-Riddle Aeronautical University-Prescott graduates compare to all programs nationally

Embry-Riddle Aeronautical University-Prescott graduates earn $41k, placing them in the 93th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Arizona (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Embry-Riddle Aeronautical University-Prescott$41,456$71,212$24,6200.59
University of Phoenix-Arizona$41,118—$40,6870.99
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Phoenix-Arizona
Phoenix
$9,552$41,118$40,687

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Embry-Riddle Aeronautical University-Prescott, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.