Clinical, Counseling and Applied Psychology at University of Phoenix-Arizona
Bachelor's Degree
Analysis
University of Phoenix-Arizona's psychology program carries a significant warning label: the sample size is under 30 graduates, making these numbers less reliable than typical data. That said, what we can see creates an unusual picture. The program posts $41,118 in first-year earnings—outperforming 89% of similar programs nationally, yet landing at just the 40th percentile among Arizona's seven psychology programs. In other words, this looks strong compared to psychology programs across the country, but middle-of-the-pack when compared to in-state alternatives like Embry-Riddle Prescott, which graduates earn nearly identical amounts.
The debt story is more straightforward and troubling. At $40,687, graduates leave with debt nearly equal to their first year's salary (0.99 ratio), and this is considerably higher than Arizona's typical psychology program debt of $32,654. The positive spin is that this debt level sits in the 12th percentile nationally—meaning 88% of psychology programs saddle students with more debt. But for a bachelor's degree, carrying debt that equals your entire first year's income creates immediate financial pressure.
Given the small sample size, these numbers could shift dramatically with more data. If you're considering this program, the in-state comparison matters most: you'd be paying about $8,000 more in debt than the state median for roughly median earnings. That's not catastrophic, but it's worth asking whether the online flexibility or other program features justify that premium.
Where University of Phoenix-Arizona Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Phoenix-Arizona graduates compare to all programs nationally
University of Phoenix-Arizona graduates earn $41k, placing them in the 89th percentile of all clinical, counseling and applied psychology bachelors programs nationally.
Compare to Similar Programs in Arizona
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Arizona (7 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Phoenix-Arizona | $41,118 | — | $40,687 | 0.99 |
| Embry-Riddle Aeronautical University-Prescott | $41,456 | $71,212 | $24,620 | 0.59 |
| National Median | $34,506 | — | $27,000 | 0.78 |
Other Clinical, Counseling and Applied Psychology Programs in Arizona
Compare tuition, earnings, and debt across Arizona schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Embry-Riddle Aeronautical University-Prescott Prescott | $42,204 | $41,456 | $24,620 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Arizona, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.