Median Earnings (1yr)
$41,118
89th percentile (40th in AZ)
Median Debt
$40,687
51% above national median
Debt-to-Earnings
0.99
Manageable
Sample Size
27
Limited data

Analysis

University of Phoenix-Arizona's psychology program carries a significant warning label: the sample size is under 30 graduates, making these numbers less reliable than typical data. That said, what we can see creates an unusual picture. The program posts $41,118 in first-year earnings—outperforming 89% of similar programs nationally, yet landing at just the 40th percentile among Arizona's seven psychology programs. In other words, this looks strong compared to psychology programs across the country, but middle-of-the-pack when compared to in-state alternatives like Embry-Riddle Prescott, which graduates earn nearly identical amounts.

The debt story is more straightforward and troubling. At $40,687, graduates leave with debt nearly equal to their first year's salary (0.99 ratio), and this is considerably higher than Arizona's typical psychology program debt of $32,654. The positive spin is that this debt level sits in the 12th percentile nationally—meaning 88% of psychology programs saddle students with more debt. But for a bachelor's degree, carrying debt that equals your entire first year's income creates immediate financial pressure.

Given the small sample size, these numbers could shift dramatically with more data. If you're considering this program, the in-state comparison matters most: you'd be paying about $8,000 more in debt than the state median for roughly median earnings. That's not catastrophic, but it's worth asking whether the online flexibility or other program features justify that premium.

Where University of Phoenix-Arizona Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

University of Phoenix-ArizonaOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-Arizona graduates compare to all programs nationally

University of Phoenix-Arizona graduates earn $41k, placing them in the 89th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Compare to Similar Programs in Arizona

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Arizona (7 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-Arizona$41,118—$40,6870.99
Embry-Riddle Aeronautical University-Prescott$41,456$71,212$24,6200.59
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Prescott
Prescott
$42,204$41,456$24,620

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-Arizona, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.