Median Earnings (1yr)
$29,100
5th percentile (40th in VA)
Median Debt
$31,000
18% above national median
Debt-to-Earnings
1.07
Elevated
Sample Size
37
Adequate data

Analysis

Ferrum College's teacher education program puts graduates $10,000 behind the Virginia median and nearly $14,000 below the national median in their first year of teaching. That starting salary of $29,100 is concerning for any field, but particularly for teaching where early-career earnings strongly predict lifetime compensation. While the program ranks at the 40th percentile in Virginia—meaning half of state programs do worse—it lands in just the 5th percentile nationally, suggesting Virginia itself may struggle with teacher compensation compared to other states.

The $31,000 debt load exceeds both state and national medians for this program, creating a difficult financial picture. With debt exceeding first-year earnings, graduates face genuine budgetary constraints that could make loan repayment challenging, even with income-driven repayment plans. The 45% earnings growth to year four is significant, but that $42,273 salary still trails the state median by $8,000.

For families committed to teaching in Virginia, this program isn't disqualifying—it's middle-of-the-pack for the state. But the combination of below-median starting pay and above-median debt means graduates will likely face tighter finances than peers from programs like George Mason or Virginia Commonwealth. If your child is drawn to teaching, ensuring they understand the financial realities of those first few years—and having a plan for managing that debt burden—will be essential.

Where Ferrum College Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Ferrum CollegeOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ferrum College graduates compare to all programs nationally

Ferrum College graduates earn $29k, placing them in the 5th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Virginia (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ferrum College$29,100$42,273$31,0001.07
Shenandoah University$51,601$45,571$27,0000.52
Regent University$49,750$46,345$23,2500.47
George Mason University$45,108$49,777$24,2500.54
Virginia Commonwealth University$34,677$42,156$26,9010.78
Old Dominion University$33,690$44,081$25,0000.74
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Shenandoah University
Winchester
$36,028$51,601$27,000
Regent University
Virginia Beach
$20,686$49,750$23,250
George Mason University
Fairfax
$13,815$45,108$24,250
Virginia Commonwealth University
Richmond
$16,458$34,677$26,901
Old Dominion University
Norfolk
$12,262$33,690$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ferrum College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.