Analysis
Teaching special education is one of the more stable career paths in education, and earnings from comparable Tennessee programs suggest starting around $44,400—right in line with what special education teachers typically make across the state and nation. The field offers consistent demand and clear salary schedules, which means new graduates generally know what they're walking into financially.
The challenge here is the estimated debt load of $27,000, which runs about $7,600 higher than what other special education programs in Tennessee typically produce. That difference matters on a teacher's salary. While the debt-to-earnings ratio of 0.61 remains manageable compared to many fields, Tennessee programs that report actual data show graduates often finishing with debt closer to $19,000-$20,000, creating more breathing room in those early teaching years when every dollar counts.
For parents weighing this option, the key question is whether Fisk's particular strengths—its HBCU mission, Nashville location, or academic approach—justify carrying more debt than you'd likely see at comparable Tennessee programs. Special education offers job security and meaningful work, but the financial fundamentals suggest looking closely at what distinguishes this program from more affordable in-state alternatives that appear to lead to similar starting positions.
Where Fisk University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Tennessee
Special Education and Teaching bachelors's programs at peer institutions in Tennessee (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,298 | $44,404* | — | $27,000* | — | |
| $10,344 | $44,664* | $41,006 | $23,397* | 0.52 | |
| $34,700 | $44,404* | — | $19,398* | 0.44 | |
| $9,506 | $44,052* | $41,658 | $18,493* | 0.42 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fisk University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in TN. Actual outcomes may vary.