Analysis
Based on comparable programs in New York, software graduates here face an estimated $48,849 in debt—nearly double the state median of $26,244 for this field. That's a concerning starting point when first-year earnings of around $39,582 align with typical outcomes for this credential. The 1.23 debt-to-earnings ratio means roughly a year and a quarter of gross income just to cover educational debt, which squeezes budgets considerably for graduates entering the workforce.
What makes this particularly challenging is that other New York programs produce similar or better earnings outcomes with dramatically less debt. Rochester Institute of Technology graduates earn $69,000, but even programs with comparable salaries like New York University ($42,891) and School of Visual Arts ($36,272) typically carry far lower debt loads than what's estimated here. The gap suggests Five Towns College graduates may struggle more financially in those critical early career years, despite entering a field with reasonable earning potential.
Given that 45% of students receive Pell grants, many families here are already stretched thin financially. The high estimated debt burden—$20,000-plus above state norms—could translate to years of constrained choices about housing, savings, and career flexibility. Before committing, families should request actual graduate outcomes directly from the school and compare concrete financial aid packages against New York programs with published data showing lower debt loads for similar career paths.
Where Five Towns College Stands
Earnings vs. debt across all computer software and media applications bachelors's programs nationally
Compare to Similar Programs in New York
Computer Software and Media Applications bachelors's programs at peer institutions in New York (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,950 | $39,582* | — | $48,849* | — | |
| $57,016 | $69,052* | $84,214 | $27,000* | 0.39 | |
| $60,438 | $42,891* | — | $22,750* | 0.53 | |
| $49,140 | $36,272* | $57,314 | $27,000* | 0.74 | |
| $56,386 | $29,550* | — | $25,489* | 0.86 | |
| National Median | — | $38,234* | — | $27,000* | 0.71 |
Career Paths
Occupations commonly associated with computer software and media applications graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Special Effects Artists and Animators
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Five Towns College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in NY. Actual outcomes may vary.