Analysis
A bachelor's in mathematics from Florida Gulf Coast University starts with first-year earnings of $36,114—well below what similar programs across Florida typically produce. Top math programs in the state like UCF and FSU place their graduates at starting salaries above $49,000, suggesting FGCU graduates enter the workforce at a meaningful disadvantage. While estimated debt of $20,050 (based on comparable Florida programs) keeps the debt-to-earnings ratio manageable at 0.56, you're still looking at a program that ranks in just the 25th percentile for earnings within Florida.
The dramatic 86% earnings growth by year four—jumping to $67,196—tells a more hopeful story. This suggests FGCU math graduates eventually catch up, possibly by pivoting into higher-paying roles after gaining experience or completing additional credentials. But that first year matters: lower starting salaries mean less aggressive student loan repayment, slower retirement savings, and potentially delayed financial milestones.
For a family evaluating this program, the question is whether your child can weather three years of below-market earnings while their peers at other Florida schools start ahead. The program appears to produce capable mathematicians who eventually earn well, but the path gets there more slowly than at competing institutions within the same state system.
Where Florida Gulf Coast University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How Florida Gulf Coast University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Florida Gulf Coast University | $36,114 | $67,196 | +86% |
| Florida International University | $49,507 | $75,378 | +52% |
| University of Florida | $46,036 | $67,189 | +46% |
| Florida State University | $49,919 | $52,985 | +6% |
| Florida Atlantic University | $41,866 | $52,916 | +26% |
Compare to Similar Programs in Florida
Mathematics bachelors's programs at peer institutions in Florida (29 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,118 | $36,114 | $67,196 | $20,050* | — | |
| $6,368 | $51,315 | — | $11,692* | 0.23 | |
| $5,656 | $49,919 | $52,985 | $27,811* | 0.56 | |
| $6,565 | $49,507 | $75,378 | —* | — | |
| $6,389 | $46,176 | $44,283 | $17,345* | 0.38 | |
| $6,381 | $46,036 | $67,189 | $16,675* | 0.36 | |
| National Median | — | $48,772 | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Gulf Coast University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 12 graduates with debt data. Small samples may not be representative.