Analysis
A UNF mathematics degree sits right at the median for Florida programs, but that middling position comes with a crucial advantage: graduates carry far less debt than most peers. With just $17,345 in median debt—about $3,000 below the state median and $4,000 below the national benchmark—students here are taking on roughly 40% of one year's salary, a manageable ratio that gives them financial flexibility early in their careers.
The modest decline in earnings from year one to year four ($46,176 dropping to $44,283) likely reflects the career reality that many math majors start in analytical or tech roles that value the degree credential, but then either pivot to different fields or see variable compensation patterns in their early years. What matters more is that graduates are earning close to the Florida median for math majors while shouldering significantly less debt. This positions them better than peers at programs like USF, where earnings are lower despite similar debt loads.
The major caveat: these numbers come from a small sample of fewer than 30 graduates, so individual outcomes could vary substantially. Still, for Florida families seeking an affordable math degree from a solid regional university, UNF delivers a lower-risk proposition than its ranking against Florida's top-tier programs might suggest. The debt burden matters more than the difference between earning $44,000 versus $49,000 when you're building a career foundation.
Where University of North Florida Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of North Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of North Florida | $46,176 | $44,283 | -4% |
| Florida International University | $49,507 | $75,378 | +52% |
| Florida Gulf Coast University | $36,114 | $67,196 | +86% |
| University of Florida | $46,036 | $67,189 | +46% |
| Florida State University | $49,919 | $52,985 | +6% |
Compare to Similar Programs in Florida
Mathematics bachelors's programs at peer institutions in Florida (29 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,389 | $46,176 | $44,283 | $17,345 | 0.38 | |
| $6,368 | $51,315 | — | $11,692 | 0.23 | |
| $5,656 | $49,919 | $52,985 | $27,811 | 0.56 | |
| $6,565 | $49,507 | $75,378 | — | — | |
| $6,381 | $46,036 | $67,189 | $16,675 | 0.36 | |
| $6,410 | $43,011 | $46,851 | $24,122 | 0.56 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 21 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.