Median Earnings (1yr)
$46,176
39th percentile (60th in FL)
Median Debt
$17,345
19% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
21
Limited data

Analysis

A UNF mathematics degree sits right at the median for Florida programs, but that middling position comes with a crucial advantage: graduates carry far less debt than most peers. With just $17,345 in median debt—about $3,000 below the state median and $4,000 below the national benchmark—students here are taking on roughly 40% of one year's salary, a manageable ratio that gives them financial flexibility early in their careers.

The modest decline in earnings from year one to year four ($46,176 dropping to $44,283) likely reflects the career reality that many math majors start in analytical or tech roles that value the degree credential, but then either pivot to different fields or see variable compensation patterns in their early years. What matters more is that graduates are earning close to the Florida median for math majors while shouldering significantly less debt. This positions them better than peers at programs like USF, where earnings are lower despite similar debt loads.

The major caveat: these numbers come from a small sample of fewer than 30 graduates, so individual outcomes could vary substantially. Still, for Florida families seeking an affordable math degree from a solid regional university, UNF delivers a lower-risk proposition than its ranking against Florida's top-tier programs might suggest. The debt burden matters more than the difference between earning $44,000 versus $49,000 when you're building a career foundation.

Where University of North Florida Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of North FloridaOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of North Florida graduates compare to all programs nationally

University of North Florida graduates earn $46k, placing them in the 39th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Mathematics bachelors's programs at peer institutions in Florida (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of North Florida$46,176$44,283$17,3450.38
University of Central Florida$51,315—$11,6920.23
Florida State University$49,919$52,985$27,8110.56
Florida International University$49,507$75,378——
University of Florida$46,036$67,189$16,6750.36
University of South Florida$43,011$46,851$24,1220.56
National Median$48,772—$21,5000.44

Other Mathematics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Central Florida
Orlando
$6,368$51,315$11,692
Florida State University
Tallahassee
$5,656$49,919$27,811
Florida International University
Miami
$6,565$49,507—
University of Florida
Gainesville
$6,381$46,036$16,675
University of South Florida
Tampa
$6,410$43,011$24,122

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Florida, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.