Median Earnings (1yr)
$46,036
38th percentile (40th in FL)
Median Debt
$16,675
22% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
55
Adequate data

Analysis

University of Florida's mathematics program starts slower than most peer institutions—graduates earn roughly $5,000 less in their first year than the median math major at UCF or FSU—but the trajectory tells a different story. Within four years, earnings jump 46% to reach $67,189, leapfrogging several Florida competitors and closing much of the early gap. This growth pattern suggests many graduates may be entering fields like actuarial science, data analytics, or graduate programs where initial positions pay modestly but career progression accelerates quickly.

The debt picture adds to the appeal: at $16,675, UF math graduates carry about 20% less debt than the typical Florida math major and nearly 25% less than the national average. Combined with relatively strong mid-term earnings, this creates a manageable debt-to-earnings ratio of 0.36—meaning graduates could theoretically pay off their loans in under five months of gross income by year four.

The main hesitation is that first-year placement, which ranks around the 40th percentile both nationally and statewide. If your child needs immediate high earnings after graduation—say, to help with family expenses—programs at UCF or FSU might offer a faster start. But for students planning strategic career development or further education, UF's combination of selective admission standards, low debt, and strong earnings momentum makes this a solid financial choice.

Where University of Florida Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of FloridaOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Florida graduates compare to all programs nationally

University of Florida graduates earn $46k, placing them in the 38th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Mathematics bachelors's programs at peer institutions in Florida (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Florida$46,036$67,189$16,6750.36
University of Central Florida$51,315—$11,6920.23
Florida State University$49,919$52,985$27,8110.56
Florida International University$49,507$75,378——
University of North Florida$46,176$44,283$17,3450.38
University of South Florida$43,011$46,851$24,1220.56
National Median$48,772—$21,5000.44

Other Mathematics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Central Florida
Orlando
$6,368$51,315$11,692
Florida State University
Tallahassee
$5,656$49,919$27,811
Florida International University
Miami
$6,565$49,507—
University of North Florida
Jacksonville
$6,389$46,176$17,345
University of South Florida
Tampa
$6,410$43,011$24,122

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 55 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.