Analysis
University of Florida's mathematics program starts slower than most peer institutions—graduates earn roughly $5,000 less in their first year than the median math major at UCF or FSU—but the trajectory tells a different story. Within four years, earnings jump 46% to reach $67,189, leapfrogging several Florida competitors and closing much of the early gap. This growth pattern suggests many graduates may be entering fields like actuarial science, data analytics, or graduate programs where initial positions pay modestly but career progression accelerates quickly.
The debt picture adds to the appeal: at $16,675, UF math graduates carry about 20% less debt than the typical Florida math major and nearly 25% less than the national average. Combined with relatively strong mid-term earnings, this creates a manageable debt-to-earnings ratio of 0.36—meaning graduates could theoretically pay off their loans in under five months of gross income by year four.
The main hesitation is that first-year placement, which ranks around the 40th percentile both nationally and statewide. If your child needs immediate high earnings after graduation—say, to help with family expenses—programs at UCF or FSU might offer a faster start. But for students planning strategic career development or further education, UF's combination of selective admission standards, low debt, and strong earnings momentum makes this a solid financial choice.
Where University of Florida Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Distribution
How University of Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Florida | $46,036 | $67,189 | +46% |
| Florida International University | $49,507 | $75,378 | +52% |
| Florida Gulf Coast University | $36,114 | $67,196 | +86% |
| Florida State University | $49,919 | $52,985 | +6% |
| Florida Atlantic University | $41,866 | $52,916 | +26% |
Compare to Similar Programs in Florida
Mathematics bachelors's programs at peer institutions in Florida (29 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,381 | $46,036 | $67,189 | $16,675 | 0.36 | |
| $6,368 | $51,315 | — | $11,692 | 0.23 | |
| $5,656 | $49,919 | $52,985 | $27,811 | 0.56 | |
| $6,565 | $49,507 | $75,378 | — | — | |
| $6,389 | $46,176 | $44,283 | $17,345 | 0.38 | |
| $6,410 | $43,011 | $46,851 | $24,122 | 0.56 | |
| National Median | — | $48,772 | — | $21,500 | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 55 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.