Median Earnings (1yr)
$51,315
61st percentile (60th in FL)
Median Debt
$11,692
46% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
23
Limited data

Analysis

UCF's mathematics program turns in a respectable earnings performance—$51,315 at the 60th percentile among Florida schools—but the real story is the remarkably low debt burden. At just $11,692, graduates carry roughly half the debt of typical math majors in Florida ($20,050) and less than half the national average. This creates an unusually favorable debt-to-earnings ratio of 0.23, meaning graduates could theoretically pay off their loans in under three months of gross earnings.

Among Florida's larger math programs, UCF holds its own, outearning several flagship universities including UF and USF. The $51,315 median beats both the state and national benchmarks by meaningful margins, though it falls short of FSU and FIU. For families weighing cost versus outcome, the combination of above-average earnings and exceptionally manageable debt makes this a financially efficient path into mathematics.

The major caveat: these figures come from fewer than 30 graduates, so individual outcomes may vary more than usual. Still, the pattern suggests UCF delivers solid career preparation without the debt burden that often accompanies STEM degrees. For Florida families, particularly those conscious of keeping borrowing minimal, that's a meaningful advantage worth investigating further.

Where University of Central Florida Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of Central FloridaOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

University of Central Florida graduates earn $51k, placing them in the 61th percentile of all mathematics bachelors programs nationally.

Compare to Similar Programs in Florida

Mathematics bachelors's programs at peer institutions in Florida (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Central Florida$51,315—$11,6920.23
Florida State University$49,919$52,985$27,8110.56
Florida International University$49,507$75,378——
University of North Florida$46,176$44,283$17,3450.38
University of Florida$46,036$67,189$16,6750.36
University of South Florida$43,011$46,851$24,1220.56
National Median$48,772—$21,5000.44

Other Mathematics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida State University
Tallahassee
$5,656$49,919$27,811
Florida International University
Miami
$6,565$49,507—
University of North Florida
Jacksonville
$6,389$46,176$17,345
University of Florida
Gainesville
$6,381$46,036$16,675
University of South Florida
Tampa
$6,410$43,011$24,122

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.