Mathematics at University of Central Florida
Bachelor's Degree
Analysis
UCF's mathematics program turns in a respectable earnings performance—$51,315 at the 60th percentile among Florida schools—but the real story is the remarkably low debt burden. At just $11,692, graduates carry roughly half the debt of typical math majors in Florida ($20,050) and less than half the national average. This creates an unusually favorable debt-to-earnings ratio of 0.23, meaning graduates could theoretically pay off their loans in under three months of gross earnings.
Among Florida's larger math programs, UCF holds its own, outearning several flagship universities including UF and USF. The $51,315 median beats both the state and national benchmarks by meaningful margins, though it falls short of FSU and FIU. For families weighing cost versus outcome, the combination of above-average earnings and exceptionally manageable debt makes this a financially efficient path into mathematics.
The major caveat: these figures come from fewer than 30 graduates, so individual outcomes may vary more than usual. Still, the pattern suggests UCF delivers solid career preparation without the debt burden that often accompanies STEM degrees. For Florida families, particularly those conscious of keeping borrowing minimal, that's a meaningful advantage worth investigating further.
Where University of Central Florida Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Central Florida graduates compare to all programs nationally
University of Central Florida graduates earn $51k, placing them in the 61th percentile of all mathematics bachelors programs nationally.
Compare to Similar Programs in Florida
Mathematics bachelors's programs at peer institutions in Florida (29 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Central Florida | $51,315 | — | $11,692 | 0.23 |
| Florida State University | $49,919 | $52,985 | $27,811 | 0.56 |
| Florida International University | $49,507 | $75,378 | — | — |
| University of North Florida | $46,176 | $44,283 | $17,345 | 0.38 |
| University of Florida | $46,036 | $67,189 | $16,675 | 0.36 |
| University of South Florida | $43,011 | $46,851 | $24,122 | 0.56 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State University Tallahassee | $5,656 | $49,919 | $27,811 |
| Florida International University Miami | $6,565 | $49,507 | — |
| University of North Florida Jacksonville | $6,389 | $46,176 | $17,345 |
| University of Florida Gainesville | $6,381 | $46,036 | $16,675 |
| University of South Florida Tampa | $6,410 | $43,011 | $24,122 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.