Median Earnings (1yr)
$43,011
25th percentile (40th in FL)
Median Debt
$24,122
12% above national median
Debt-to-Earnings
0.56
Manageable
Sample Size
34
Adequate data

Analysis

A mathematics degree from USF leaves graduates earning about $4,000 less than the typical Florida math major and nearly $6,000 below the national median—landing in just the 25th percentile nationally. That gap matters: starting at $43,011 puts graduates roughly $8,000 behind peers at University of Central Florida and closer to $7,000 behind those from Florida State or FIU. While the $24,122 debt load is reasonable and the 0.56 debt-to-earnings ratio is manageable, these graduates face a longer climb to financial stability than math majors at peer Florida institutions.

The 9% earnings growth to year four suggests some career progression, but reaching $46,851 still keeps graduates below what their peers earn right out of college elsewhere. For a selective program at a university with a 41% admission rate, these outcomes fall short of what parents might expect from a STEM degree. The concerning national ranking—bottom quartile for earnings—indicates this isn't just about Florida's market or cost of living.

If your child is strong enough to get into USF, they'd likely qualify for one of Florida's better-performing math programs. The data suggests that choice could translate to $5,000-8,000 more in starting salary with similar debt levels, making it worth casting a wider net within the state system.

Where University of South Florida Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

University of South FloridaOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Florida graduates compare to all programs nationally

University of South Florida graduates earn $43k, placing them in the 25th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Mathematics bachelors's programs at peer institutions in Florida (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Florida$43,011$46,851$24,1220.56
University of Central Florida$51,315—$11,6920.23
Florida State University$49,919$52,985$27,8110.56
Florida International University$49,507$75,378——
University of North Florida$46,176$44,283$17,3450.38
University of Florida$46,036$67,189$16,6750.36
National Median$48,772—$21,5000.44

Other Mathematics Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Central Florida
Orlando
$6,368$51,315$11,692
Florida State University
Tallahassee
$5,656$49,919$27,811
Florida International University
Miami
$6,565$49,507—
University of North Florida
Jacksonville
$6,389$46,176$17,345
University of Florida
Gainesville
$6,381$46,036$16,675

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.