Median Earnings (1yr)
$48,888
29th percentile (40th in FL)
Median Debt
$42,124
68% above national median
Debt-to-Earnings
0.86
Manageable
Sample Size
39
Adequate data

Analysis

Florida Institute of Technology's online accounting program charges significantly more in debt than most alternatives while delivering below-average earnings. Graduates carry a median debt of $42,124—nearly double the Florida median and substantially higher than 95% of accounting programs nationally. That debt load yields first-year earnings around $49,000, which places graduates in the 40th percentile among Florida accounting programs and the 29th percentile nationally. For context, University of Florida accounting grads earn $65,000, and even mid-tier state options like UCF deliver $55,000.

The most concerning pattern here is stagnation: earnings essentially flatline between year one and year four, showing no meaningful growth. Combined with the elevated debt burden, the 0.86 debt-to-earnings ratio means graduates will spend years working through this loan balance while peers from other programs enjoy both higher starting salaries and lighter debt loads. Nearly half of students here receive Pell grants, suggesting many come from families who can least afford prolonged debt repayment.

For an anxious parent, the math is straightforward: your child would pay premium prices (in debt) for bottom-third outcomes. Unless there are compelling personal circumstances requiring online-only delivery, Florida's public universities offer substantially better value—lower debt, higher earnings, and stronger job market positioning. The convenience of online learning here comes at a steep financial cost that traditional programs don't impose.

Where Florida Institute of Technology-Online Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Florida Institute of Technology-OnlineOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida Institute of Technology-Online graduates compare to all programs nationally

Florida Institute of Technology-Online graduates earn $49k, placing them in the 29th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Accounting bachelors's programs at peer institutions in Florida (42 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Institute of Technology-Online$48,888$48,986$42,1240.86
University of Florida$65,144$75,355$18,0030.28
University of North Florida$58,514$66,355$22,6150.39
Florida Atlantic University$56,600$60,630$19,4310.34
Florida State University$55,626$74,193$18,6250.33
University of Central Florida$55,203$68,209$19,7360.36
National Median$53,694$25,0000.47

Other Accounting Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Florida
Gainesville
$6,381$65,144$18,003
University of North Florida
Jacksonville
$6,389$58,514$22,615
Florida Atlantic University
Boca Raton
$4,879$56,600$19,431
Florida State University
Tallahassee
$5,656$55,626$18,625
University of Central Florida
Orlando
$6,368$55,203$19,736

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Institute of Technology-Online, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.