Business Administration, Management and Operations at Franklin University

Franklin University's business associate degree carries an estimated $29,628 in debt—nearly double the state median of $16,125 and more than twice the national median of $13,980. While similar programs in Ohio suggest first-year earnings around $37,121, that debt burden creates a concerning 0.80 ratio that far exceeds what most peer programs demand. By year four, median earnings reach a solid $49,707, suggesting eventual stability, but students are shouldering significantly more upfront financial risk than they would at comparable Ohio schools.

The data tells a story of uncertain value when compared to alternatives. Cincinnati State and Sinclair Community College—both reporting actual outcomes rather than estimates—show their graduates earning $45,000+ in early career while typically carrying far less debt. Even other four-year institutions in Ohio produce stronger immediate returns. For a third of Franklin's students receiving Pell grants, this debt differential represents a meaningful hurdle that could take years to overcome despite reasonable mid-career earnings.

Parents should recognize they're paying a premium here without clear evidence of a corresponding advantage. The degree may eventually pay off, but families would be wise to compare total borrowing costs at Franklin against Ohio's community colleges or other business programs where published outcomes demonstrate stronger early earnings with substantially less debt.