Analysis
Hardin-Simmons University's psychology program produces outcomes that sit comfortably above the Texas median, placing graduates in the 60th percentile statewide—a meaningful achievement given that 72 Texas schools offer this degree. With first-year earnings of $31,503 rising to $34,737 by year four, graduates see steady income growth that outpaces what many psychology programs deliver. The debt load of $26,695 is manageable relative to earnings, yielding a debt-to-earnings ratio of 0.85 that suggests graduates can realistically service their loans.
The gap between Hardin-Simmons and Texas's top-performing programs is substantial—schools like UT Permian Basin and TCU report earnings exceeding $40,000—but those comparisons may be misleading. Psychology often serves as a stepping stone to graduate school rather than a terminal degree, and Hardin-Simmons graduates show the kind of earnings trajectory that keeps graduate education accessible. The small sample size here (under 30 graduates) means these figures could shift with more data, but the basic financial picture remains sound: modest debt against growing income in line with state norms.
For families comfortable with psychology's inherent career uncertainties, this program delivers predictable value without the financial burden that would make graduate school unaffordable. Just understand that you're looking at entry-level human services salaries, not business-degree earnings.
Where Hardin-Simmons University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Hardin-Simmons University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Hardin-Simmons University | $31,503 | $34,737 | +10% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $31,686 | $31,503 | $34,737 | $26,695 | 0.85 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.