Median Earnings (1yr)
$48,334
88th percentile (40th in TX)
Median Debt
$27,709
6% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
37
Adequate data

Analysis

Hardin-Simmons graduates earn about $3,000 less than the typical Texas teacher education graduate, landing below the state median despite ranking well nationally. While first-year earnings of $48,334 beat the national average by $5,000, that's the wrong comparison—most students choosing this program will be competing for teaching jobs in Texas, where it ranks in just the 40th percentile. The gap widens when you look at top programs in the state: Houston Christian and TCU graduates are pulling in nearly $10,000 more annually.

The debt picture offers some consolation. At $27,709, graduates leave with manageable loans that represent just 57% of first-year earnings—a healthy ratio for a teaching career. The debt burden is actually lower than most competing programs nationally, and earnings growth remains steady if modest at 5% over four years.

For parents, the calculus is straightforward: this program delivers solid value if your child is committed to teaching and wants the smaller-school experience Hardin-Simmons offers. But if maximizing starting salary matters—and in teaching, where pay scales are relatively fixed, starting salary does matter—there are stronger options within Texas at comparable debt levels. Consider whether the institution's other attributes justify accepting below-median Texas teacher earnings.

Where Hardin-Simmons University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Hardin-Simmons UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hardin-Simmons University graduates compare to all programs nationally

Hardin-Simmons University graduates earn $48k, placing them in the 88th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Texas (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hardin-Simmons University$48,334$50,558$27,7090.57
Houston Christian University$58,604$53,174——
Texas Christian University$57,665$52,756$26,5000.46
Baylor University$53,201$51,043$27,0000.51
Saint Edward's University$52,758$51,133$26,0000.49
University of Mary Hardin-Baylor$52,133$48,568$27,0000.52
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Houston Christian University
Houston
$38,100$58,604—
Texas Christian University
Fort Worth
$57,220$57,665$26,500
Baylor University
Waco
$54,844$53,201$27,000
Saint Edward's University
Austin
$51,384$52,758$26,000
University of Mary Hardin-Baylor
Belton
$33,150$52,133$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.