Analysis
Small-college physics programs face a fundamental challenge: maintaining specialized lab facilities and faculty expertise for just a handful of graduates each year. That likely explains why Hartwick's program outcomes must be estimated from peer institutions rather than reported directly—there simply aren't enough physics majors graduating to generate publishable data.
Based on comparable programs across New York, physics graduates can expect first-year earnings around $48,600 against estimated debt of $20,300. That 0.42 debt ratio is manageable, roughly matching what students face at larger state universities. However, the state benchmark itself sits near the national median, meaning New York physics graduates aren't commanding the premiums seen in tech-heavy regions. The top programs in the state—Cornell, RPI, and surprisingly CUNY City College—all show materially stronger earnings, suggesting that institutional reputation and research opportunities matter significantly in this field.
For a liberal arts college charging private tuition, the question is whether Hartwick can deliver the internships, research experiences, and graduate school preparation that justify attending a small program over a state university at half the cost. Physics often serves as a springboard to graduate study or specialized careers, making early professional connections critical. Without program-specific outcomes to review, you're essentially betting that small classes and faculty mentorship offset the advantages of larger departments with more resources and industry ties.
Where Hartwick College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,849 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hartwick College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.