Analysis
A debt-to-earnings ratio of 0.31 suggests manageable borrowing for what comparable marketing certificate programs nationally produce in first-year earnings—around $63,549. However, the figures here require serious context: both earnings and debt are derived from peer programs across the country because this specific certificate has too few graduates to report. That means we're working with educated guesses about what Hawaii Community College students actually achieve, not tracked outcomes.
The few marketing certificate programs that exist nationwide cluster around this same earnings figure, which is relatively strong for a sub-baccalaureate credential. Hawaii's labor market for marketing professionals can be distinctive given tourism and hospitality dominance, potentially offering opportunities that national estimates don't fully capture. Still, with only three institutions in the state offering this credential, the local market is small and specialized.
The practical challenge is straightforward: you're considering an investment of nearly $20,000 based on what similar programs suggest, not what this school's graduates have demonstrated. Before committing, verify whether recent graduates have actually landed marketing roles locally and what they're earning—talk to the program directly about job placement and starting salaries for their specific students. The numbers look reasonable on paper, but without actual data, you're operating on incomplete information about this particular pathway.
Where Hawaii Community College Stands
Earnings vs. debt across all marketing certificate's programs nationally
Compare to Similar Programs in Hawaii
Marketing certificate's programs at peer institutions in Hawaii (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,204 | $63,549* | — | $19,500* | — | |
| — | $63,549* | — | —* | — | |
| National Median | — | $63,549* | — | $22,060* | 0.35 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.