Analysis
Is a bachelor's degree in software worth $25,603 in debt when first-year earnings run around $38,234? That's the question facing families considering Herzing-Madison's program. Similar programs nationally suggest this debt-to-earnings ratio of 0.67, while manageable on paper, becomes concerning when you notice that comparable Wisconsin programs typically produce first-year earnings closer to $52,718. The nearly $15,000 gap between what peer programs in the state deliver versus what national benchmarks suggest—the latter being what Herzing's outcomes are estimated from—matters considerably when you're making monthly loan payments.
The bigger issue is opportunity cost. UW-Stout and UW-Stevens Point graduates in this field are starting above $50,000 annually with similar debt loads. That's not a minor difference—it's roughly $1,000 more per month in take-home pay during those critical early career years when loan payments feel heaviest. With two-thirds of Herzing students receiving Pell grants, these families likely have less cushion to absorb a slower earnings trajectory.
Before committing, get specific employment outcomes directly from Herzing's admissions office: where do their software graduates actually work, and what do they earn? The estimated figures here are drawn from national peer programs, not Madison-specific results, and given the apparent gap between state and national benchmarks, you need clearer evidence that this particular program delivers Wisconsin-level outcomes rather than national ones.
Where Herzing University-Madison Stands
Earnings vs. debt across all computer software and media applications bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Computer Software and Media Applications bachelors's programs at peer institutions in Wisconsin (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,420 | $38,234* | — | $25,603* | — | |
| $10,142 | $54,639* | $68,816 | $27,000* | 0.49 | |
| $8,834 | $50,796* | $49,079 | $24,940* | 0.49 | |
| National Median | — | $38,234* | — | $27,000* | 0.71 |
Career Paths
Occupations commonly associated with computer software and media applications graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Special Effects Artists and Animators
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Herzing University-Madison, approximately 67% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 55 similar programs. Actual outcomes may vary.