Median Earnings (1yr)
$23,358
5th percentile (25th in MD)
Median Debt
$22,000
14% below national median
Debt-to-Earnings
0.94
Manageable
Sample Size
18
Limited data

Analysis

Hood College's psychology graduates face a concerning financial picture that should worry any parent considering this $22,000 investment. Starting salaries of $23,358 rank in just the 5th percentile nationally and 25th percentile among Maryland psychology programs—meaning three-quarters of comparable Maryland programs produce better outcomes. Even among the state's 21 psychology programs, Hood trails far behind accessible options like Bowie State ($36,765) and UMD-College Park ($35,933), both of which offer starting salaries over 50% higher.

The debt load compounds the problem. While $22,000 might sound manageable, it represents nearly a full year's starting salary—a ratio that typically signals repayment struggles. By year four, earnings do climb to $36,344 (a 56% increase), but this catches graduates up to where many peers started. That delayed earning power means years of financial stress during the critical period when young adults establish independence.

Given the small sample size here, these numbers might not tell the full story. However, when your in-state alternatives include multiple schools with significantly stronger track records at similar or lower costs, Hood's psychology program requires serious scrutiny. Unless there's a compelling personal reason to choose this particular program, Maryland families have better options that won't leave their graduate earning poverty-level wages in year one.

Where Hood College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Hood CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hood College graduates compare to all programs nationally

Hood College graduates earn $23k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hood College$23,358$36,344$22,0000.94
University of Maryland Global Campus$42,056$47,572$23,4650.56
Bowie State University$36,765$47,990$28,3750.77
University of Maryland-College Park$35,933$54,690$20,5000.57
University of Maryland-Baltimore County$35,721$48,488$20,5000.57
Washington College$34,490$50,653$27,0000.78
National Median$31,482—$25,5000.81

Other Psychology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$42,056$23,465
Bowie State University
Bowie
$8,999$36,765$28,375
University of Maryland-College Park
College Park
$11,505$35,933$20,500
University of Maryland-Baltimore County
Baltimore
$12,952$35,721$20,500
Washington College
Chestertown
$54,356$34,490$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hood College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.