Median Earnings (1yr)
$24,970
5th percentile (25th in TX)
Median Debt
$25,500
At national median
Debt-to-Earnings
1.02
Elevated
Sample Size
32
Adequate data

Analysis

The first year after graduation looks rough—$24,970 puts graduates well below typical Texas psychology majors ($30,932) and in the bottom 5% nationally. However, by year four, earnings jump to $43,722, outpacing both state and national medians by about 40%. This growth pattern suggests graduates may start in entry-level roles but transition into better-positioned careers, perhaps leveraging Houston's diverse job market or pursuing graduate education that opens new doors.

The $25,500 debt load is manageable relative to the four-year earnings, though that first year will be tight—the 1.02 debt-to-earnings ratio means graduates are essentially borrowing a full year's salary. At a school where 54% of students receive Pell grants, many families are already stretching financially, making that initial earning period particularly challenging. The moderate sample size (30-100 graduates) means these patterns are reasonably reliable, though individual outcomes will vary.

For families considering Houston Christian's psychology program, the key question is whether you can support your student through those lean early years. If a gap year with financial support or additional family assistance is feasible, the four-year trajectory suggests this investment pays off. But if your student needs immediate financial independence after graduation, programs like UT Permian Basin ($46,009 in year one) might be safer bets despite the less recognized name.

Where Houston Christian University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Houston Christian UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Houston Christian University graduates compare to all programs nationally

Houston Christian University graduates earn $25k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Houston Christian University$24,970$43,722$25,5001.02
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572$21,4680.57
National Median$31,482$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Christian University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.