Analysis
The first year after graduation looks roughβ$24,970 puts graduates well below typical Texas psychology majors ($30,932) and in the bottom 5% nationally. However, by year four, earnings jump to $43,722, outpacing both state and national medians by about 40%. This growth pattern suggests graduates may start in entry-level roles but transition into better-positioned careers, perhaps leveraging Houston's diverse job market or pursuing graduate education that opens new doors.
The $25,500 debt load is manageable relative to the four-year earnings, though that first year will be tightβthe 1.02 debt-to-earnings ratio means graduates are essentially borrowing a full year's salary. At a school where 54% of students receive Pell grants, many families are already stretching financially, making that initial earning period particularly challenging. The moderate sample size (30-100 graduates) means these patterns are reasonably reliable, though individual outcomes will vary.
For families considering Houston Christian's psychology program, the key question is whether you can support your student through those lean early years. If a gap year with financial support or additional family assistance is feasible, the four-year trajectory suggests this investment pays off. But if your student needs immediate financial independence after graduation, programs like UT Permian Basin ($46,009 in year one) might be safer bets despite the less recognized name.
Where Houston Christian University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Houston Christian University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Houston Christian University | $24,970 | $43,722 | +75% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,100 | $24,970 | $43,722 | $25,500 | 1.02 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | β | $21,468 | 0.57 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Houston Christian University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.