Median Earnings (1yr)
$45,891
72nd percentile
40th percentile in Texas
Median Debt
$24,467
7% below national median

Analysis

Howard Payne graduates start above the national average for teacher education programs, but there's a concerning gap: they earn about $5,500 less than the typical Texas teacher education graduate in their first year. That 40th percentile state ranking puts this program solidly in the bottom half statewide—meaningful context since most teaching jobs will be in Texas. The earnings trajectory makes this trickier: graduates actually see their income drop 13% by year four, unusual in a profession where salary schedules typically reward experience.

The $24,467 debt load is manageable compared to many programs, sitting below both state and national medians. That 0.53 debt-to-earnings ratio suggests graduates can handle their loan payments without major hardship. However, with 42% of students receiving Pell grants, many families here are price-sensitive, and cheaper alternatives exist within Texas that deliver stronger outcomes—several state universities place their education graduates $7,000-12,000 ahead by year one.

The small sample size here is critical: we're looking at fewer than 30 graduates, so a few outliers could skew these numbers significantly. For a family considering this program, the question is whether Howard Payne's smaller campus experience justifies accepting below-average Texas outcomes. If your child wants to teach in Texas and cost matters, exploring state schools or the higher-performing regional privates would likely deliver better returns.

Where Howard Payne University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Earnings Distribution

How Howard Payne University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Howard Payne University$45,891$40,076-13%
Abilene Christian University$51,360$53,941+5%
Texas Lutheran University$48,266$53,694+11%
Houston Christian University$58,604$53,174-9%
Texas Christian University$57,665$52,756-9%

Compare to Similar Programs in Texas

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Texas (40 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Howard Payne UniversityBrownwood$33,322$45,891$40,076$24,4670.53
Houston Christian UniversityHouston$38,100$58,604$53,174
Texas Christian UniversityFort Worth$57,220$57,665$52,756$26,5000.46
Baylor UniversityWaco$54,844$53,201$51,043$27,0000.51
Saint Edward's UniversityAustin$51,384$52,758$51,133$26,0000.49
University of Mary Hardin-BaylorBelton$33,150$52,133$48,568$27,0000.52
National Median$43,082$26,2210.61

Career Paths

Occupations commonly associated with teacher education and professional development, specific subject areas graduates

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Agricultural Sciences Teachers, Postsecondary

Teach courses in the agricultural sciences. Includes teachers of agronomy, dairy sciences, fisheries management, horticultural sciences, poultry sciences, range management, and agricultural soil conservation. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forestry and Conservation Science Teachers, Postsecondary

Teach courses in forestry and conservation science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary

Teach courses in the physical sciences, except chemistry and physics. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Howard Payne University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.