Analysis
California accounting programs typically cluster around $62,000 in first-year earningsβexactly where comparable programs suggest Humphreys graduates land. With estimated debt near $25,000, this creates a manageable 0.40 debt-to-earnings ratio that should allow most graduates to handle their monthly payments comfortably. The combination puts this program squarely in the mainstream for California accounting degrees, though well behind the $72,000-78,000 range that elite private universities in the state command.
The challenge is uncertainty. These figures come from state-wide patterns among similar accounting programs, not actual Humphreys outcomes, because the school's graduate sample is too small for the Department of Education to publish specific data. For a program serving mainly Pell-eligible students (55% of the campus receives these need-based grants), actual outcomes could differ meaningfully from peer averages. Smaller programs sometimes outperform expectations through tight industry connections in their region, or they struggle if employer networks are weak.
The estimated numbers suggest reasonable valueβdebt you can pay off with an accounting salary, earnings that justify four years of study. But without confirmed graduate outcomes, you're making an investment decision with limited visibility. Before committing, talk directly to recent alumni about where they landed jobs and what they're actually earning in Stockton and Modesto's accounting market.
Where Humphreys University-Stockton and Modesto Campuses Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,760 | $62,202* | β | $24,969* | β | |
| $59,241 | $78,417* | $101,411 | $19,250* | 0.25 | |
| $68,237 | $73,903* | $90,072 | $16,500* | 0.22 | |
| $50,670 | $72,696* | $75,436 | $21,858* | 0.30 | |
| $58,222 | $72,588* | $92,299 | $24,660* | 0.34 | |
| $51,070 | $71,067* | $92,161 | $26,955* | 0.38 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Humphreys University-Stockton and Modesto Campuses, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 26 similar programs in CA. Actual outcomes may vary.