Median Earnings (1yr)
$46,860
30th percentile (40th in PA)
Median Debt
$27,000
18% above national median
Debt-to-Earnings
0.58
Manageable
Sample Size
34
Adequate data

Analysis

Indiana University of Pennsylvania's economics program produces graduates earning $46,860 in their first year—about $4,500 below Pennsylvania's median and nearly $5,000 under the national benchmark. Among Pennsylvania's 49 economics programs, this places in the 40th percentile, a middle-of-the-road position that becomes more significant when you consider the state's stronger programs at Penn, Carnegie Mellon, and Drexel are clustered at the top. The gap isn't catastrophic, but it's meaningful for a degree that typically promises stronger earning potential.

The positive angle here is debt management. At $27,000, graduates carry slightly more than the state median but substantially less than typical national debt loads for economics majors. The 0.58 debt-to-earnings ratio is quite manageable, and with earnings climbing 15% to $53,716 by year four, most graduates should handle repayment without major strain. The program serves its purpose for students seeking accessible admission (91% acceptance rate) without crushing debt.

The tradeoff is straightforward: IUP offers reasonable access to an economics degree without the debt burden of more competitive programs, but at a cost of roughly $20,000-40,000 less in first-year earnings compared to Pennsylvania's top-tier options. For students who wouldn't gain admission to those selective programs anyway, this represents a practical pathway. For students with stronger credentials, the earnings gap warrants serious consideration of alternatives.

Where Indiana University of Pennsylvania-Main Campus Stands

Earnings vs. debt across all economics bachelors's programs nationally

Indiana University of Pennsylvania-Main CampusOther economics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Indiana University of Pennsylvania-Main Campus graduates compare to all programs nationally

Indiana University of Pennsylvania-Main Campus graduates earn $47k, placing them in the 30th percentile of all economics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Economics bachelors's programs at peer institutions in Pennsylvania (49 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Indiana University of Pennsylvania-Main Campus$46,860$53,716$27,0000.58
University of Pennsylvania$89,097$125,816$14,0000.16
Carnegie Mellon University$86,284$94,093$22,0200.26
Swarthmore College$76,944$105,566$19,5000.25
Drexel University$70,967$83,676$29,0000.41
Bucknell University$70,946$79,134$25,8880.36
National Median$51,722$22,8160.44

Other Economics Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Pennsylvania
Philadelphia
$66,104$89,097$14,000
Carnegie Mellon University
Pittsburgh
$63,829$86,284$22,020
Swarthmore College
Swarthmore
$62,412$76,944$19,500
Drexel University
Philadelphia
$60,663$70,967$29,000
Bucknell University
Lewisburg
$64,772$70,946$25,888

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Indiana University of Pennsylvania-Main Campus, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.