Median Earnings (1yr)
$23,135
5th percentile (25th in AL)
Median Debt
$26,750
5% above national median
Debt-to-Earnings
1.16
Elevated
Sample Size
33
Adequate data

Analysis

Jacksonville State's psychology program starts graduates at just $23,135—roughly $4,300 below Alabama's median for this degree and nearly $8,400 behind the national average. While the 40% earnings growth over four years helps close that gap somewhat, fourth-year earnings of $32,468 still trail top state programs like Athens State ($34,324) and Troy ($31,479). This program ranks in just the 5th percentile nationally and 25th percentile within Alabama, meaning three-quarters of psychology programs in the state deliver stronger initial outcomes.

The debt load of $26,750 actually sits right at state and national norms, which makes the low starting salary particularly problematic. Parents should understand that their child will likely need to live very frugally in that first year—$23,135 translates to roughly $1,900 monthly before taxes, and student loan payments will consume a significant chunk of that. The good news is that earnings do accelerate meaningfully, suggesting graduates who stick with psychology-related work see real salary progression.

For a psychology bachelor's degree specifically, this represents a below-average investment even within Alabama's options. Unless Jacksonville State offers unique family circumstances (proximity to home, specific scholarship opportunities), families should compare carefully against Auburn Montgomery or UAB, where graduates start $7,000+ higher with similar debt levels.

Where Jacksonville State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Jacksonville State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Jacksonville State University graduates compare to all programs nationally

Jacksonville State University graduates earn $23k, placing them in the 5th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Alabama

Psychology bachelors's programs at peer institutions in Alabama (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Jacksonville State University$23,135$32,468$26,7501.16
Athens State University$34,324$32,271$27,0000.79
Troy University$31,479$35,956$31,2070.99
Auburn University at Montgomery$30,538$40,311$26,8000.88
University of Alabama at Birmingham$30,132$37,691$27,0000.90
The University of Alabama$29,245$39,261$25,0000.85
National Median$31,482$25,5000.81

Other Psychology Programs in Alabama

Compare tuition, earnings, and debt across Alabama schools

SchoolIn-State TuitionEarnings (1yr)Debt
Athens State University
Athens
$34,324$27,000
Troy University
Troy
$9,792$31,479$31,207
Auburn University at Montgomery
Montgomery
$9,436$30,538$26,800
University of Alabama at Birmingham
Birmingham
$8,832$30,132$27,000
The University of Alabama
Tuscaloosa
$11,900$29,245$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Jacksonville State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 33 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.