Analysis
A $25,000 debt load for a teaching credential falls right in the sweet spot for education programs—peer institutions in Illinois typically carry similar burdens, and special education teachers in the state earn slightly above the national median for this field. Based on comparable programs across Illinois, first-year earnings around $46,000 translate to a debt-to-earnings ratio of 0.54, meaning graduates would owe roughly half their annual salary. That's manageable territory for a profession with strong job security and predictable salary schedules.
What makes special education particularly attractive is the persistent teacher shortage in this field, which often comes with signing bonuses, loan forgiveness programs, and faster paths to permanent positions than general education roles. While Judson's estimates fall slightly below top-tier programs like U of I ($51,922) or Illinois State ($48,358), they align closely with the state median. The real question is whether Judson's smaller program size—which necessitates these estimates—means more personalized training or simply less data transparency.
For parents, this looks like a reasonable investment in a stable career, especially if your child qualifies for Illinois's teacher loan forgiveness programs that can erase up to $5,000 in debt. The numbers work, but visit the campus to understand what you're actually getting for the slightly higher debt compared to state universities that publish verified outcomes.
Where Judson University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Illinois
Special Education and Teaching bachelors's programs at peer institutions in Illinois (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,910 | $46,205* | — | $25,000* | — | |
| $16,004 | $51,922* | $61,326 | $18,925* | 0.36 | |
| $20,325 | $48,840* | $47,999 | $35,611* | 0.73 | |
| $16,021 | $48,358* | $49,411 | $20,436* | 0.42 | |
| $14,952 | $46,729* | $44,173 | $25,986* | 0.56 | |
| $12,700 | $46,578* | $49,485 | $21,452* | 0.46 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Judson University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in IL. Actual outcomes may vary.