Analysis
Based on comparable programs in Pennsylvania, business associate's graduates typically earn around $36,000 in their first year—right at the state median but trailing the stronger community college programs by $10,000 or more. What complicates the picture here is that earnings actually *drop* to $34,371 by year four, suggesting this credential may not build momentum the way you'd hope. That backward slide raises questions about whether these graduates are landing jobs with growth potential or getting stuck in entry-level roles.
The $16,000 in debt sits above both state and national medians for this program type, though the 0.44 debt-to-earnings ratio keeps it manageable—you'd be looking at monthly payments around 8-10% of typical starting income. For a school serving 58% Pell students, that debt load matters more than it might elsewhere. Programs like Lehigh Carbon Community College show what's possible when business associate's degrees connect to better regional job networks, with first-year earnings of $47,000.
The real concern is paying above-average debt for below-average earnings trajectory, particularly when the four-year number dips rather than rises. If your child is set on Lackawanna for location or other practical reasons, push hard on internship placements and employer relationships—those connections matter more than the degree itself in getting past that $34,000 ceiling.
Where Lackawanna College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Lackawanna College | — | $34,371 | — |
| Montgomery County Community College | $36,274 | $50,580 | +39% |
| Strayer University-Pennsylvania | $44,154 | $47,516 | +8% |
| Community College of Philadelphia | $35,122 | $43,798 | +25% |
| Northampton County Area Community College | $28,503 | $42,227 | +48% |
Compare to Similar Programs in Pennsylvania
Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $17,950 | $36,274* | $34,371 | $16,000 | — | |
| $5,215 | $47,276* | $41,038 | $11,500 | 0.24 | |
| $13,920 | $44,154* | $47,516 | $32,810 | 0.74 | |
| $6,450 | $38,515* | $34,401 | $10,750 | 0.28 | |
| $7,373 | $36,708* | $39,256 | $19,976 | 0.54 | |
| $6,270 | $36,274* | $50,580 | $11,000 | 0.30 | |
| National Median | — | $36,591* | — | $13,437 | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lackawanna College, approximately 58% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in PA. Actual outcomes may vary.