Analysis
A debt load around $20,000 for a physics degree represents a manageable financial starting point, particularly when peer programs in New York suggest first-year earnings near $49,000. That 0.42 debt-to-earnings ratio means graduates from similar programs could pay off their loans in less than six months of gross income—a threshold most financial advisors consider comfortable. For context, physics programs nationally carry a median debt of $23,000, so Le Moyne's estimate comes in slightly below average.
The challenge lies in what we don't know. Because Le Moyne's physics cohort is too small for the Department of Education to publish specific outcomes, these figures reflect what's typical across other New York physics programs rather than Le Moyne's track record. The estimated earnings align almost exactly with the state median, but actual outcomes at this specific school could vary—particularly since Le Moyne's admitted students (average SAT of 1260) fall between research powerhouses like Cornell and regional public universities. Physics is generally a reliable major for employability, but small program size can mean fewer dedicated lab resources, research opportunities, or physics-specific career connections.
The numbers suggest reasonable value if your child is passionate about physics and Le Moyne offers the right environment. However, the lack of reported data makes it difficult to assess whether this particular program consistently launches graduates into physics-related careers or graduate school—outcomes that matter more than first-year salary alone for this field.
Where Le Moyne College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,970 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Le Moyne College, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.