Analysis
Tennessee's special education programs cluster tightly around $44,000 in first-year earnings, and Lincoln Memorial appears to fit squarely in that range based on comparable programs statewide. The challenge lies in the debt load: at an estimated $27,000, this program tracks significantly higher than the state median of $19,400 for special education degrees. That $7,600 gap matters when you're entering a field where starting salaries are relatively compressed—whether you attend the University of Memphis or Middle Tennessee State, you're likely landing in the same $44,000 range.
The 0.61 debt-to-earnings ratio isn't alarming on its own—you'd dedicate about seven months of gross income to debt repayment, which is manageable for a teaching credential. But special education teachers often qualify for loan forgiveness programs after 5-10 years of public school service, making the initial debt burden less critical than the total amount borrowed. Here, borrowing 39% more than typical Tennessee special education graduates could mean leaving thousands on the table in forgiveness benefits if your child doesn't hit borrowing caps.
The practical question: Will Lincoln Memorial's smaller setting or specific preparation justify that premium over state universities offering similar outcomes? Without reported data unique to this program, you're essentially betting on intangibles. If your child thrives in Lincoln Memorial's environment and plans to pursue loan forgiveness, the extra debt becomes more defensible. Otherwise, Tennessee's public options offer a clearer value path into the same classroom.
Where Lincoln Memorial University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Tennessee
Special Education and Teaching bachelors's programs at peer institutions in Tennessee (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,150 | $44,404* | — | $27,000* | — | |
| $10,344 | $44,664* | $41,006 | $23,397* | 0.52 | |
| $34,700 | $44,404* | — | $19,398* | 0.44 | |
| $9,506 | $44,052* | $41,658 | $18,493* | 0.42 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln Memorial University, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in TN. Actual outcomes may vary.