Analysis
Physics graduates from Long Island University face a $20,000 debt burden that appears manageable against estimated first-year earnings around $49,000—similar to what peer programs across New York typically produce. With a debt-to-earnings ratio of 0.42, graduates should be able to handle loan payments while establishing themselves professionally, though this assumes the estimated figures hold true for LIU specifically.
What's less certain is whether LIU's physics program provides the same career trajectory as stronger programs in the state. Rensselaer and Cornell physics graduates earn $10,000-12,000 more in their first year, while even CUNY City College matches the estimated LIU outcome at likely lower cost for in-state students. Long Island University's 90% admission rate and modest test scores suggest it serves a different student population than these competitors, but physics is a field where institutional resources—lab equipment, research opportunities, faculty connections—can significantly impact outcomes.
The moderate debt load is the program's strongest selling point, but you're essentially betting that your child's experience will mirror the state median rather than fall below it. For a physics degree to pay off, graduates typically need either graduate school or direct entry into technical roles, both of which may be easier to secure from programs with actual reported data showing strong outcomes.
Where Long Island University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,642 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Long Island University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.