Median Earnings (1yr)
$26,103
11th percentile (25th in MD)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
1.03
Elevated
Sample Size
57
Adequate data

Analysis

Loyola Maryland's psychology program starts graduates at just $26,103—nearly $5,000 below Maryland's median and ranking in the bottom quarter of the state's psychology programs. Even more striking: nearby competitors like University of Maryland-College Park and UMBC place their psychology graduates into jobs earning roughly $10,000 more right out of the gate. With $27,000 in debt, that first year can feel financially tight.

The dramatic turnaround to $55,969 by year four tells an interesting story, suggesting graduates eventually find their footing—likely through graduate school, career pivots, or simply getting past entry-level positions. That 114% earnings growth is impressive, but it doesn't erase the financial challenge of those early years when debt payments hit hardest. Families should consider whether their student can manage on $26,000 initially, particularly in Baltimore's metro area where living costs aren't trivial.

For parents evaluating this $27,000 investment, the math is straightforward: if your child is headed to graduate school anyway (common for psychology majors), this program could make sense. But if they need immediate earning power after graduation, Maryland's public universities deliver stronger year-one outcomes at lower net prices. The fact that this is a Jesuit institution with solid academics (SAT average of 1292) matters for educational experience, but doesn't change the financial reality that other Maryland options better position psychology graduates for that crucial first job.

Where Loyola University Maryland Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Loyola University MarylandOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Loyola University Maryland graduates compare to all programs nationally

Loyola University Maryland graduates earn $26k, placing them in the 11th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Psychology bachelors's programs at peer institutions in Maryland (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Loyola University Maryland$26,103$55,969$27,0001.03
University of Maryland Global Campus$42,056$47,572$23,4650.56
Bowie State University$36,765$47,990$28,3750.77
University of Maryland-College Park$35,933$54,690$20,5000.57
University of Maryland-Baltimore County$35,721$48,488$20,5000.57
Washington College$34,490$50,653$27,0000.78
National Median$31,482—$25,5000.81

Other Psychology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$42,056$23,465
Bowie State University
Bowie
$8,999$36,765$28,375
University of Maryland-College Park
College Park
$11,505$35,933$20,500
University of Maryland-Baltimore County
Baltimore
$12,952$35,721$20,500
Washington College
Chestertown
$54,356$34,490$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Loyola University Maryland, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.