Analysis
Physics graduates in New York typically begin their careers around $48,600, and this program's estimated outcomes align with that state median—a reasonable starting point that matches the national benchmark almost exactly. With an estimated $20,270 in debt, graduates would face monthly loan payments of roughly $230, which represents a manageable burden when spread against first-year earnings. The debt-to-earnings ratio of 0.42 suggests a sustainable financial start, though it's worth noting this sits slightly below the national median debt of $23,300.
The challenge here is visibility. Because graduation numbers are small enough that the Department of Education suppresses the actual data, we're relying on what peer physics programs in New York typically produce. The school's 78% admission rate and middle-tier SAT scores suggest it serves a different student population than the state's elite physics programs—Rensselaer grads start at $60,000, for instance—but the estimated outcomes still cluster near programs like CUNY City College and Rochester Institute of Technology.
For families willing to accept some uncertainty about this specific program's track record, the estimated financial picture suggests a workable investment if your child is committed to physics. The debt load appears modest and the earnings typical for the field. The real question is whether Manhattan University provides the research opportunities and graduate school preparation that physics majors often need for career advancement—something the limited enrollment data makes harder to verify.
Where Manhattan University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New York
Physics bachelors's programs at peer institutions in New York (66 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,850 | $48,641* | — | $20,270* | — | |
| $61,884 | $60,348* | $88,071 | $20,270* | 0.34 | |
| $66,014 | $50,933* | — | $15,961* | 0.31 | |
| $7,340 | $48,908* | — | —* | — | |
| $57,016 | $48,374* | — | $27,000* | 0.56 | |
| $10,560 | $44,562* | $69,154 | $21,683* | 0.49 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Manhattan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NY. Actual outcomes may vary.