Computer Systems Networking and Telecommunications at Massasoit Community College

A first-year salary around $37,000 and estimated debt of nearly $15,000 creates a manageable but tight financial picture for this networking certificate. Similar programs nationally typically saddle graduates with $11,600 in debt, while Massachusetts programs tend to run higher at $17,500—putting Massasoit's estimated figure right in the middle. The 0.40 debt-to-earnings ratio suggests graduates could reasonably handle loan payments, though it won't leave much cushion in an expensive state like Massachusetts.

The challenge here is that entry-level IT support roles—where many networking certificate holders start—hover in this mid-$30,000 range, and the earnings ceiling for certificate holders may be lower than for those pursuing associate or bachelor's degrees in the field. Peer programs nationally show remarkably consistent earnings around $37,000, with even top-performing programs only reaching $38,600. That narrow range suggests limited upside unless graduates use this credential as a stepping stone toward further education or specialized certifications that command higher pay.

For a family weighing this investment, the key question is trajectory. If your student plans to work while pursuing additional credentials—using this certificate to get a foot in the door—it could make sense. But as a standalone credential in a high-cost state, the estimated earnings may stretch thin quickly, even with manageable debt.