Analysis
At $68,615 in first-year earnings, Merrimack's mechanical engineering program lands firmly in the middle of the pack—below both the national median ($70,744) and the Massachusetts median ($77,828). In a state dominated by engineering powerhouses like MIT, Northeastern, and WPI, this program sits at the 40th percentile for Massachusetts mechanical engineering programs, meaning roughly 60% of Bay State alternatives produce stronger early earnings. The $9,000+ gap compared to the state median adds up to real money over a career, particularly in Massachusetts where your child will be competing with graduates from those higher-earning programs.
The bright spot here is debt management: at $27,000, graduates leave with relatively modest loans that sit at just the 5th percentile nationally for mechanical engineering programs. This translates to a debt-to-earnings ratio of 0.39—manageable by any standard and well below typical engineering debt burdens. Monthly loan payments should be easily absorbed by an engineering salary, even one at the lower end of the Massachusetts range.
The bottom line: This program offers a safe path into mechanical engineering without crushing debt, but you're essentially paying for accessibility rather than competitive outcomes. If your child can gain admission to one of Massachusetts' stronger engineering schools, the earnings difference likely justifies the effort. If Merrimack represents the most realistic option, the low debt load at least ensures they won't be financially handcuffed after graduation.
Where Merrimack College Stands
Earnings vs. debt across all mechanical engineering bachelors's programs nationally
Earnings Distribution
How Merrimack College graduates compare to all programs nationally
Compare to Similar Programs in Massachusetts
Mechanical Engineering bachelors's programs at peer institutions in Massachusetts (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,786 | $68,615 | — | $27,000 | 0.39 | |
| $64,458 | $87,590 | $96,456 | — | — | |
| $60,156 | $83,957 | $98,644 | $11,334 | 0.13 | |
| $63,141 | $80,255 | $91,235 | $25,893 | 0.32 | |
| $67,844 | $78,441 | $83,448 | $16,500 | 0.21 | |
| $59,070 | $78,182 | $83,729 | $27,000 | 0.35 | |
| National Median | — | $70,744 | — | $24,755 | 0.35 |
Career Paths
Occupations commonly associated with mechanical engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Aerospace Engineers
Mechanical Engineers
Fuel Cell Engineers
Automotive Engineers
Engineering Teachers, Postsecondary
Cost Estimators
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Merrimack College, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 36 graduates with reported earnings and 53 graduates with debt data. Small samples may not be representative.