Analysis
Mid-America Christian University's accounting program leaves graduates with significantly more debt than the Oklahoma norm—$39,314 compared to a state median of $24,125—while estimated first-year earnings of roughly $50,000 sit right at the state average. That debt figure is worse than 95% of accounting programs nationally, creating a financial burden that substantially exceeds what students at comparable Oklahoma schools typically carry. The University of Oklahoma and Oklahoma State graduates earn more while borrowing less, but even East Central University—where accounting grads earn slightly less—maintains median debt around $24,000.
The 0.79 debt-to-earnings ratio means graduates face debt equal to nearly 80% of their first year's salary. For an accounting degree, which offers relatively stable career prospects and clear licensing pathways, this creates a manageable but prolonged repayment timeline. Similar programs across Oklahoma suggest these earnings grow with experience, but that initial debt load will stretch monthly budgets tighter than it should for a field with established earning potential.
For families considering this program, the practical question is whether the Christian university environment justifies borrowing 60% more than typical Oklahoma accounting students. With 40% of students receiving Pell grants, many families here already face financial constraints. Unless Mid-America offers unique value your child specifically needs, Oklahoma's public universities deliver comparable or better earnings outcomes with substantially less debt.
Where Mid-America Christian University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Accounting bachelors's programs at peer institutions in Oklahoma (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $19,896 | $49,823* | — | $39,314 | — | |
| $9,595 | $62,930* | $76,379 | $20,500 | 0.33 | |
| $8,522 | $56,889* | $67,152 | $27,273 | 0.48 | |
| $10,234 | $50,943* | $72,003 | $23,250 | 0.46 | |
| $7,513 | $49,823* | $58,689 | $25,000 | 0.50 | |
| $8,032 | $46,419* | — | $15,500 | 0.33 | |
| National Median | — | $53,694* | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid-America Christian University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in OK. Actual outcomes may vary.