Est. Earnings (1yr)
$42,938
Est. from TN median (28 programs)
Est. Median Debt
$42,829
Est. from national median (64 programs)

Analysis

A debt load matching your first year's salary tells you something important: similar business programs nationally carry just $26,000 in typical debt—nearly half what graduates here face. While first-year earnings around $43,000 align with Tennessee's median for business degrees, that estimated $42,829 debt burden creates a financial strain that peers at other schools simply don't experience. The four-year earnings figure of $37,437—an actual reported outcome—raises questions about whether salaries here grow as expected or even decline, which would make that debt even harder to manage.

With 85% of students receiving Pell grants, this program serves families who can least afford a shaky return. Tennessee offers 38 business bachelor's programs, including several where graduates earn $52,000 to $59,000 within the first year. For a family weighing Miller-Motte's business program against alternatives, the math is straightforward: comparable debt-to-earnings ratios elsewhere come with either lower debt or higher earnings—usually both.

Before committing, get concrete answers about why debt runs so high here and what explains the four-year earnings drop. This degree could work for students with strong local employment connections or specific career plans, but the estimated figures suggest most families would find better value at Tennessee public universities or established private colleges where business graduates consistently out-earn their debt from day one.

Where Miller-Motte College-Chattanooga Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Miller-Motte College-Chattanooga$37,437
Rhodes College$58,550$72,782+24%
The University of Tennessee-Knoxville$59,147$68,864+16%
Tennessee State University$40,077$53,542+34%
Lee University$40,193$53,318+33%

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Miller-Motte College-ChattanoogaChattanooga$42,938*$37,437$42,829*
The University of Tennessee-KnoxvilleKnoxville$13,484$59,147*$68,864$20,500*0.35
Tennessee Wesleyan UniversityAthens$29,264$58,859*$51,442$29,750*0.51
Rhodes CollegeMemphis$54,892$58,550*$72,782$22,240*0.38
Union UniversityJackson$38,450$58,201*$36,947$33,333*0.57
Bryan College-DaytonDayton$18,900$52,528*$27,000*0.51
National Median$45,703*$26,000*0.57
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 28 similar programs in TN. Actual outcomes may vary.