Analysis
Nationwide, associate's programs in marketing typically see first-year earnings around $42,000—which places this program in familiar territory—but debt levels here appear notably higher than the national norm. Peer programs across the country typically saddle graduates with about $19,000 in debt, yet this estimate sits at $27,000. That's a meaningful gap when entry-level marketing salaries stay relatively flat across years three and four.
The debt-to-earnings ratio of 0.65 suggests manageable repayment on paper, but parents should recognize this estimate derives from a very limited national sample where actual graduate outcomes weren't reportable. With 85% of students receiving Pell grants, the student population here often has less financial cushion for trial and error. Marketing careers can build momentum over time, but the four-year earnings data showing minimal growth from year one raises questions about whether this particular path accelerates quickly enough to justify the premium debt load.
The challenge is straightforward: you're looking at above-average borrowing for a credential whose value depends heavily on individual hustle and local job markets. If your child already has marketing connections in Chattanooga or a specific employer lined up, the investment makes more sense. Without those advantages, the estimated debt burden tips this into risky territory compared to what similar programs typically deliver.
Where Miller-Motte College-Chattanooga Stands
Earnings vs. debt across all marketing associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Miller-Motte College-Chattanooga | — | $40,107 | — |
| Schoolcraft Community College District | $48,724 | $46,865 | -4% |
| Nassau Community College | $19,002 | $46,526 | +145% |
| Rasmussen University-Minnesota | $44,293 | $44,488 | +0% |
| Rasmussen University-Florida | $44,293 | $44,488 | +0% |
Compare to Similar Programs Nationally
Marketing associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| — | $41,955* | $40,107 | $27,167* | — | |
| $4,448 | $48,724* | $46,865 | $14,943* | 0.31 | |
| $16,450 | $45,084* | — | $22,546* | 0.50 | |
| $4,058 | $44,748* | — | $19,652* | 0.44 | |
| $10,899 | $44,293* | $44,488 | $27,167* | 0.61 | |
| $15,117 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Miller-Motte College-Chattanooga, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.