Analysis
A debt-to-earnings ratio of 0.37 suggests a manageable financial picture for this marketing program, though the figures themselves come with significant uncertainty. Peer marketing associate programs nationally produce first-year earnings around $42,000, and similar community college graduates at Modesto Junior College carry debt near $15,600. That combination—borrowing less than half a year's typical salary—falls within the traditional safety zone for educational debt.
What's harder to assess is whether these national benchmarks translate well to Modesto's regional job market. Marketing associate roles vary enormously by geography, from Bay Area tech companies to Central Valley retail operations, and starting salaries can swing by $15,000 or more depending on location and employer type. The estimated debt figure also sits notably below both the national and California medians for this credential, which could mean Modesto Junior College students borrow less—or simply that we're working with limited comparison data.
For parents evaluating this investment, the key question is local job placement. Before committing, ask the program directly about graduate outcomes: where their students actually work, which employers recruit from the program, and what realistic starting salaries look like in the Central Valley specifically. The estimated numbers suggest reasonable value, but you'll want confirmation that reflects Modesto's actual market, not national averages.
Where Modesto Junior College Stands
Earnings vs. debt across all marketing associates's programs nationally
Compare to Similar Programs Nationally
Marketing associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $41,955* | — | $15,597* | — | |
| $4,448 | $48,724* | $46,865 | $14,943* | 0.31 | |
| $16,450 | $45,084* | — | $22,546* | 0.50 | |
| $4,058 | $44,748* | — | $19,652* | 0.44 | |
| $10,899 | $44,293* | $44,488 | $27,167* | 0.61 | |
| $15,117 | $44,293* | $44,488 | $27,167* | 0.61 | |
| National Median | — | $41,955* | — | $19,149* | 0.46 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Modesto Junior College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 18 similar programs. Actual outcomes may vary.