Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Is an information science associate's degree from a community college worth $13,000 in debt? Based on comparable programs nationally, the answer leans cautiously positive. First-year earnings around $39,000 would leave graduates paying about a third of their annual income toward debt—manageable territory for a two-year credential, particularly since similar programs in New York typically carry just over $10,000 in debt. The slightly higher borrowing here doesn't fundamentally change the equation.
What makes this estimate harder to trust is the wide variance among New York programs with actual reported outcomes. Hudson Valley's graduates earn nearly $8,000 more than Onondaga's in their first year—a 24% difference that suggests school choice and local job markets matter significantly. Utica's tech sector may not match Albany's opportunities, which could push outcomes toward the lower end of that range. An associate's in information science is inherently practical—these aren't theoretical degrees—but the job you land and where you land it will determine whether you're comfortably above water or just treading it.
The safest move here is treating $35,000 as your planning number rather than $39,000, since that's what similar New York programs actually produce. At that income level with this debt load, you're looking at tight but workable finances in year one, with clear upside as skills develop.
Where Mohawk Valley Community College Stands
Earnings vs. debt across all information science/studies associates's programs nationally
Compare to Similar Programs in New York
Information Science/Studies associates's programs at peer institutions in New York (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,114 | $38,906* | — | $13,125* | — | |
| $6,694 | $38,906* | $54,608 | $8,942* | 0.23 | |
| $6,042 | $31,342* | — | $11,555* | 0.37 | |
| National Median | — | $38,906* | — | $13,300* | 0.34 |
Career Paths
Occupations commonly associated with information science/studies graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Database Architects
Data Warehousing Specialists
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Occupations, All Other
Web Administrators
Geographic Information Systems Technologists and Technicians
Document Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mohawk Valley Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 11 similar programs. Actual outcomes may vary.