Median Earnings (1yr)
$38,576
27th percentile (60th in MT)
Median Debt
$24,000
8% below national median
Debt-to-Earnings
0.62
Manageable
Sample Size
58
Adequate data

Analysis

Montana State's teacher education program sits in an interesting position: it lags behind national benchmarks by about $4,500 annually, yet it's actually above average among Montana's teaching programs, ranking in the 60th percentile statewide. The first-year salary of $38,576 reflects the reality of Montana's teacher pay scales, which run below national levels. The $24,000 debt load—notably lower than the national median for teaching programs—keeps the financial burden manageable with a 0.62 debt-to-earnings ratio.

The 13% earnings growth to $43,716 by year four suggests Montana teachers do see meaningful salary progression early in their careers, likely through standard step increases. This program essentially tracks with Billings and Western, all clustered in the high $30,000s to low $40,000s range, while notably outpacing University of Montana graduates who earn $10,000 less four years out.

For families committed to staying in Montana, this program offers a viable path to teaching without crushing debt. The tradeoff is clear: Montana teacher salaries will trail what educators make in many other states, but the reasonable debt burden means graduates aren't locked into impossible repayment scenarios. If your child is drawn to teaching in Montana specifically—where cost of living is lower than coastal states—this program provides solid preparation without the financial strain that undermines many teaching careers elsewhere.

Where Montana State University Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Montana State UniversityOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montana State University graduates compare to all programs nationally

Montana State University graduates earn $39k, placing them in the 27th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Montana

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Montana (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montana State University$38,576$43,716$24,0000.62
Montana State University Billings$39,422$40,358——
The University of Montana-Western$38,151$47,324$22,5570.59
The University of Montana$28,298$40,740——
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Montana

Compare tuition, earnings, and debt across Montana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Montana State University Billings
Billings
$6,706$39,422—
The University of Montana-Western
Dillon
$6,430$38,151$22,557
The University of Montana
Missoula
$8,152$28,298—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montana State University, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.