Median Earnings (1yr)
$46,739
16th percentile (25th in NJ)
Median Debt
$23,501
6% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
198
Adequate data

Analysis

Montclair State's computer science program shows an unusual pattern: graduates start well behind peers but catch up dramatically. That first-year salary of $46,739 lags nearly $15,000 behind the state median, placing it in just the 25th percentile among New Jersey tech programs. However, within four years, earnings jump 65% to $77,141—closing most of that gap and actually exceeding the national median for the field.

This trajectory suggests graduates may start in help desk or support roles rather than immediate software development positions, which explains the lower entry point but also the rapid advancement as skills develop. The $23,501 debt load is reasonable, representing just half of first-year earnings and well below what students pay at nearby Rutgers or TCNJ. For families prioritizing affordability with an 87% admission rate, this becomes workable math—especially if your student is self-driven enough to push through those early-career years.

The catch is location and competition. New Jersey's tech market is strong, but Montclair graduates are competing against Rutgers alumni who start at $80,000. If your child can secure internships early and handle a slower start financially, the program delivers solid mid-career outcomes at a fraction of the debt. But if landing that first serious developer role is the priority, the state's higher-ranked programs show why they command premium starting salaries.

Where Montclair State University Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

Montclair State UniversityOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Montclair State University graduates compare to all programs nationally

Montclair State University graduates earn $47k, placing them in the 16th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Computer and Information Sciences bachelors's programs at peer institutions in New Jersey (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Montclair State University$46,739$77,141$23,5010.50
The College of New Jersey$84,539$95,016$24,1250.29
Rutgers University-New Brunswick$80,448$114,399$21,5000.27
Rutgers University-Newark$80,448$114,399$21,5000.27
Rutgers University-Camden$80,448$114,399$21,5000.27
Seton Hall University$73,706———
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
The College of New Jersey
Ewing
$18,685$84,539$24,125
Rutgers University-New Brunswick
New Brunswick
$17,239$80,448$21,500
Rutgers University-Newark
Newark
$16,586$80,448$21,500
Rutgers University-Camden
Camden
$17,079$80,448$21,500
Seton Hall University
South Orange
$51,370$73,706—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Montclair State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 198 graduates with reported earnings and 180 graduates with debt data. Small samples may not be representative.