Computer Systems Networking and Telecommunications at Montgomery College
Undergraduate Certificate or Diploma
montgomerycollege.eduAnalysis
A debt-to-earnings ratio of 0.4 sits in reasonable territory for a certificate program, but the numbers behind it tell a more sobering story. Similar networking programs nationally suggest first-year earnings around $37,000βbarely above the state's $15 minimum wage on an annual basisβwhile peer institutions indicate debt loads near $15,000. For a credential that typically takes 1-2 years, that's a significant financial commitment for entry-level IT pay.
Maryland's tech sector offers opportunities, particularly in the Baltimore-Washington corridor, but this program appears aimed at breaking into help desk or junior network administration roles rather than higher-paying technical positions. The challenge is that these entry points increasingly compete with candidates holding associate or bachelor's degrees, yet command similar starting salaries. Whether Montgomery College's specific program outperforms these estimates depends on factors the data can't capture: industry connections, hands-on lab experience, and job placement support.
Your child needs a clear path from this certificate to better-paying roles within 2-3 years, whether through employer-sponsored training, stackable credentials, or climbing the internal ladder. Without that progression, $37,000 salaries stretched against $15,000 in debt will feel constraining. If they're uncertain about committing to IT long-term, community college courses without borrowing might be a smarter testing ground than a certificate program with loan obligations.
Where Montgomery College Stands
Earnings vs. debt across all computer systems networking and telecommunications certificate's programs nationally
Compare to Similar Programs Nationally
Computer Systems Networking and Telecommunications certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,394 | $36,915* | β | $14,699* | β | |
| $4,740 | $52,583* | β | $18,875* | 0.36 | |
| $2,370 | $50,493* | $51,346 | $13,669* | 0.27 | |
| $2,550 | $49,424* | β | $15,729* | 0.32 | |
| β | $39,380* | $49,524 | $13,000* | 0.33 | |
| β | $39,380* | $49,524 | $13,000* | 0.33 | |
| National Median | β | $36,915* | β | $11,588* | 0.31 |
Career Paths
Occupations commonly associated with computer systems networking and telecommunications graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Architects
Data Warehousing Specialists
Computer Systems Analysts
Health Informatics Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Montgomery College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.