Median Earnings (1yr)
$21,473
5th percentile (25th in CA)
Median Debt
$27,000
At national median
Debt-to-Earnings
1.26
Elevated
Sample Size
41
Adequate data

Analysis

Mount Saint Mary's psychology graduates start with challenging first-year earnings of just $21,473—ranking in the bottom 5% nationally and 25th percentile in California—but the trajectory shifts dramatically by year four, when median earnings jump to nearly $50,000. This 132% growth rate suggests graduates are either pursuing additional credentials or transitioning into higher-paying roles, though that initial year requires significant financial support.

The $27,000 debt load appears manageable relative to four-year earnings but creates real strain in year one, with graduates owing more than their entire annual salary. Among California's 19 programs, Mount Saint Mary's ranks below the state median of $29,457, and significantly trails accessible alternatives like Cal State San Bernardino ($40,316) and Cal State LA ($29,457). With 55% of students on Pell grants, many graduates are navigating this earnings gap without family financial cushions.

The fundamental question is whether your family can absorb that difficult first year—and whether the program's structure (perhaps positioning graduates for graduate school or clinical licensing) justifies the delayed payoff. If immediate earnings matter, the CSU alternatives offer stronger starting positions. If the four-year outcome is the target and you can manage the early gap, the trajectory becomes more defensible, though you'd want to understand exactly what drives that improvement before committing.

Where Mount Saint Mary's University Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Mount Saint Mary's UniversityOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Mount Saint Mary's University graduates compare to all programs nationally

Mount Saint Mary's University graduates earn $21k, placing them in the 5th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in California (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mount Saint Mary's University$21,473$49,729$27,0001.26
Los Angeles Pacific University$41,803—$46,5611.11
California State University-San Bernardino$40,316—$14,9580.37
California State University-Los Angeles$29,457$40,632$12,5000.42
University of California-San Diego$26,953$52,252$15,0000.56
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Los Angeles Pacific University
San Dimas
$11,976$41,803$46,561
California State University-San Bernardino
San Bernardino
$7,675$40,316$14,958
California State University-Los Angeles
Los Angeles
$6,813$29,457$12,500
University of California-San Diego
La Jolla
$15,265$26,953$15,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.