Clinical, Counseling and Applied Psychology at Mount Saint Mary's University
Bachelor's Degree
msmu.eduAnalysis
Mount Saint Mary's psychology graduates start with challenging first-year earnings of just $21,473—ranking in the bottom 5% nationally and 25th percentile in California—but the trajectory shifts dramatically by year four, when median earnings jump to nearly $50,000. This 132% growth rate suggests graduates are either pursuing additional credentials or transitioning into higher-paying roles, though that initial year requires significant financial support.
The $27,000 debt load appears manageable relative to four-year earnings but creates real strain in year one, with graduates owing more than their entire annual salary. Among California's 19 programs, Mount Saint Mary's ranks below the state median of $29,457, and significantly trails accessible alternatives like Cal State San Bernardino ($40,316) and Cal State LA ($29,457). With 55% of students on Pell grants, many graduates are navigating this earnings gap without family financial cushions.
The fundamental question is whether your family can absorb that difficult first year—and whether the program's structure (perhaps positioning graduates for graduate school or clinical licensing) justifies the delayed payoff. If immediate earnings matter, the CSU alternatives offer stronger starting positions. If the four-year outcome is the target and you can manage the early gap, the trajectory becomes more defensible, though you'd want to understand exactly what drives that improvement before committing.
Where Mount Saint Mary's University Stands
Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally
Earnings Distribution
How Mount Saint Mary's University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Mount Saint Mary's University | $21,473 | $49,729 | +132% |
| Embry-Riddle Aeronautical University-Daytona Beach | $41,456 | $71,212 | +72% |
| Embry-Riddle Aeronautical University-Prescott | $41,456 | $71,212 | +72% |
| University of California-San Diego | $26,953 | $52,252 | +94% |
| California State University-Los Angeles | $29,457 | $40,632 | +38% |
Compare to Similar Programs in California
Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in California (19 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $48,132 | $21,473 | $49,729 | $27,000 | 1.26 | |
| $11,976 | $41,803 | — | $46,561 | 1.11 | |
| $7,675 | $40,316 | — | $14,958 | 0.37 | |
| $6,813 | $29,457 | $40,632 | $12,500 | 0.42 | |
| $15,265 | $26,953 | $52,252 | $15,000 | 0.56 | |
| National Median | — | $34,506 | — | $27,000 | 0.78 |
Career Paths
Occupations commonly associated with clinical, counseling and applied psychology graduates
Human Resources Managers
Training and Development Managers
Management Analysts
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
School Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Human Resources Specialists
Training and Development Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Mount Saint Mary's University, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.