Median Earnings (1yr)
$26,953
15th percentile (40th in CA)
Median Debt
$15,000
44% below national median
Debt-to-Earnings
0.56
Manageable
Sample Size
96
Adequate data

Analysis

UC San Diego psychology graduates face a rough first year—earning just $27,000, which places them in the bottom 15% nationally—but their earnings nearly double by year four to $52,000. This trajectory suggests many graduates pursue required internships, certifications, or graduate school preparation immediately after graduation before moving into more established roles. Among California's psychology programs, this lands squarely in the middle (40th percentile), though it trails several Cal State campuses that place graduates into steadier early positions.

The debt picture offers some relief: at $15,000, UC San Diego's cost runs significantly below both state and national medians, making the low initial earnings more tolerable. That said, parents should understand what they're financing—a degree that requires patience and likely additional credentials before reaching solid earning potential. The four-year numbers suggest this investment can work, but it demands either family financial support during that first year or a willingness to cobble together part-time work while gaining experience.

For families comfortable with delayed returns and who can manage that challenging first year, the combination of UCSD's brand, reasonable debt, and eventual earnings growth makes sense. But if your child needs immediate income after graduation, programs at Cal State San Bernardino or LA show stronger out-of-the-gate performance.

Where University of California-San Diego Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

University of California-San DiegoOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of California-San Diego graduates compare to all programs nationally

University of California-San Diego graduates earn $27k, placing them in the 15th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in California (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of California-San Diego$26,953$52,252$15,0000.56
Los Angeles Pacific University$41,803—$46,5611.11
California State University-San Bernardino$40,316—$14,9580.37
California State University-Los Angeles$29,457$40,632$12,5000.42
Mount Saint Mary's University$21,473$49,729$27,0001.26
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Los Angeles Pacific University
San Dimas
$11,976$41,803$46,561
California State University-San Bernardino
San Bernardino
$7,675$40,316$14,958
California State University-Los Angeles
Los Angeles
$6,813$29,457$12,500
Mount Saint Mary's University
Los Angeles
$48,132$21,473$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of California-San Diego, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 96 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.