Median Earnings (1yr)
$21,968
5th percentile (25th in NJ)
Median Debt
$9,500
At national median
Debt-to-Earnings
0.43
Manageable
Sample Size
72
Adequate data

Analysis

Is earning $22,000 straight out of school worth $9,500 in debt? That's the central question facing families considering National Career Institute's medical assisting program, and the numbers suggest the answer is no. Graduates here earn roughly $6,000 less than peers at other New Jersey schools—placing this program in just the 25th percentile statewide—while taking on the same amount of debt. More troubling, earnings actually drop to $20,298 by year four, leaving graduates financially stagnant in a field where most medical assistants see modest but steady wage growth.

The comparison to nearby programs is stark. Just across the region, Eastwick College's Ramsey campus produces graduates earning $33,265, and even mid-tier New Jersey schools consistently hit $30,000+. National Career Institute lands in the bottom 5% of medical assisting programs nationwide, suggesting fundamental issues with either curriculum quality, clinical placement relationships, or employer recognition. While the debt load isn't catastrophic in absolute terms, paying down $9,500 on less than $21,000 in annual income creates real financial strain.

For families considering this program, the evidence points toward exploring alternatives. Medical assisting can provide stable employment, but this particular certificate isn't opening the same doors as competitors charging similar tuition. The other Lincoln Tech and Eastwick campuses throughout New Jersey consistently deliver 40-50% higher starting wages—a difference that compounds to tens of thousands of dollars over a career.

Where National Career Institute Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

National Career InstituteOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How National Career Institute graduates compare to all programs nationally

National Career Institute graduates earn $22k, placing them in the 5th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
National Career Institute$21,968$20,298$9,5000.43
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
Lincoln Technical Institute-Iselin$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Paramus
Paramus
—$30,787$10,916
Lincoln Technical Institute-Iselin
Iselin
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At National Career Institute, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.