Analysis
A debt-to-earnings ratio of 0.35 suggests manageable student debt, though the full picture here requires careful interpretation. Similar computer science bachelor's programs in New Mexico produce median earnings of $76,586 in the first year—considerably higher than the $61,322 national baseline used to estimate this program's outcomes. Given that New Mexico's flagship programs report actual earnings ranging from $63,674 to nearly $90,000, there's substantial variation in how tech graduates fare across the state.
The estimated $21,261 in debt aligns with state norms and sits below the national median of $25,000 for computer science degrees. That's encouraging, particularly for a school serving a predominantly Pell-eligible student body. However, the earnings estimate drawn from national data may not reflect this program's actual outcomes—it could be higher if graduates match other New Mexico programs' performance, or lower if the school's unique context and mission yield different employment patterns.
For families evaluating this program, the fundamental challenge is that both key numbers are projections. If actual outcomes mirror other New Mexico programs, you're looking at a solid investment with quick debt payoff potential. If they track closer to national averages—or below—the value proposition becomes less certain. Request placement data directly from the university: where do graduates work, and what do they earn? That information will tell you far more than these estimates can.
Where Navajo Technical University Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in New Mexico
Computer and Information Sciences bachelors's programs at peer institutions in New Mexico (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,250 | $61,322* | — | $21,261* | — | |
| $8,115 | $89,498* | $102,736 | $22,919* | 0.26 | |
| $8,147 | $63,674* | $75,980 | $21,261* | 0.33 | |
| National Median | — | $61,322* | — | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Navajo Technical University, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 443 similar programs. Actual outcomes may vary.