Median Earnings (1yr)
$41,876
5th percentile (10th in NJ)
Median Debt
$19,500
22% below national median
Debt-to-Earnings
0.47
Manageable
Sample Size
57
Adequate data

Analysis

New Jersey City University's computer science program starts graduates at just $41,876—roughly $20,000 below both the state and national medians for this degree. To put that in perspective, this program ranks in the 10th percentile among New Jersey CS programs, where top performers like Rutgers and The College of New Jersey launch graduates at nearly double these earnings. In a high-cost state like New Jersey, that first-year salary creates real financial pressure even though debt loads here are manageable at $19,500.

The silver lining is substantial earnings growth: graduates see a 48% increase by year four, reaching $62,069. That's closer to competitive, though still trailing the state median. This pattern suggests the program may provide adequate foundational skills but lacks the recruitment pipelines or reputation that land graduates in stronger starting positions. For a family weighing options, the question becomes whether starting $20K behind peers is worth the lower sticker price, especially when nearby Rutgers campuses offer dramatically better outcomes.

Given that 52% of students here receive Pell grants, this program likely serves students with fewer alternatives. If your child has the academic profile to gain admission elsewhere (89% acceptance rate suggests minimal selectivity), exploring other New Jersey public options would be prudent. The debt is reasonable, but you're essentially banking on your child's ability to catch up earnings-wise during those crucial early career years.

Where New Jersey City University Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

New Jersey City UniversityOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How New Jersey City University graduates compare to all programs nationally

New Jersey City University graduates earn $42k, placing them in the 5th percentile of all computer and information sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Computer and Information Sciences bachelors's programs at peer institutions in New Jersey (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
New Jersey City University$41,876$62,069$19,5000.47
The College of New Jersey$84,539$95,016$24,1250.29
Rutgers University-New Brunswick$80,448$114,399$21,5000.27
Rutgers University-Camden$80,448$114,399$21,5000.27
Rutgers University-Newark$80,448$114,399$21,5000.27
Seton Hall University$73,706
National Median$61,322$25,0000.41

Other Computer and Information Sciences Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
The College of New Jersey
Ewing
$18,685$84,539$24,125
Rutgers University-New Brunswick
New Brunswick
$17,239$80,448$21,500
Rutgers University-Camden
Camden
$17,079$80,448$21,500
Rutgers University-Newark
Newark
$16,586$80,448$21,500
Seton Hall University
South Orange
$51,370$73,706

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At New Jersey City University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.