Analysis
Based on comparable mathematics programs in Minnesota, North Central's estimated outcomes—$57,166 in first-year earnings against $23,000 in debt—suggest a solid financial foundation. That debt-to-earnings ratio of 0.40 means graduates would theoretically owe less than half their starting salary, putting them in manageable repayment territory even with private nonprofit tuition. Similar programs across Minnesota cluster tightly around these figures, from St. Olaf at $58,825 down to Augsburg at $54,387, indicating relatively consistent employment prospects for math majors in the Twin Cities metro area.
The estimated earnings actually exceed the national median of $48,772 by a meaningful margin, which tracks with Minnesota's stronger tech and finance sectors that actively recruit quantitative talent. With 43% of students receiving Pell grants, North Central serves a population where debt management matters considerably, making that sub-$25,000 borrowing level particularly important. Mathematics degrees typically open doors to insurance, data analysis, and teaching roles locally, all of which start in this salary range.
The caveat: these numbers reflect what peer programs produce, not North Central's specific track record. For a family weighing this decision, the financial framework looks reasonable if your student genuinely wants mathematics—not as a fallback, but as a deliberate path into quantitative work. The estimated debt load won't dominate their financial life, assuming the earnings predictions hold and they pursue roles that actually use the degree.
Where North Central University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Minnesota
Mathematics bachelors's programs at peer institutions in Minnesota (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,460 | $57,166* | — | $23,000* | — | |
| $56,970 | $58,825* | $72,810 | $23,000* | 0.39 | |
| $16,488 | $58,153* | $72,102 | $22,095* | 0.38 | |
| $64,908 | $57,166* | — | $22,483* | 0.39 | |
| $14,318 | $55,482* | $65,774 | $23,975* | 0.43 | |
| $43,942 | $54,387* | — | $26,452* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Central University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MN. Actual outcomes may vary.