Median Earnings (1yr)
$28,503
15th percentile (25th in PA)
Median Debt
$14,125
5% above national median
Debt-to-Earnings
0.50
Manageable
Sample Size
37
Adequate data

Analysis

Northampton's business program starts graduates at just $28,503—roughly $8,000 below both the national and Pennsylvania medians for associate-level business programs. That's 25th percentile performance in Pennsylvania, meaning three-quarters of similar programs in the state produce better initial outcomes. Nearby Lehigh Carbon Community College, for instance, delivers graduates earning nearly $47,000 right out of the gate with the same credential.

The program does show impressive 48% earnings growth by year four, reaching $42,227, which helps close the gap. But that four-year mark still leaves graduates earning about average for the credential nationally. The debt load of $14,125 is reasonable—essentially half of first-year earnings—though it's slightly above Pennsylvania's median for business associate programs. With 38% of students receiving Pell grants, many families here are counting on immediate earning power after graduation.

The core question is whether starting $8,000 behind peers justifies banking on strong salary progression. Some graduates will indeed catch up, but that initial earning handicap means slower debt repayment and delayed financial momentum during crucial early career years. Pennsylvania families have multiple community colleges delivering stronger day-one outcomes at similar or lower debt levels, making this a harder program to justify when location flexibility exists.

Where Northampton County Area Community College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Northampton County Area Community CollegeOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northampton County Area Community College graduates compare to all programs nationally

Northampton County Area Community College graduates earn $29k, placing them in the 15th percentile of all business/commerce associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northampton County Area Community College$28,503$42,227$14,1250.50
Lehigh Carbon Community College$47,276$41,038$11,5000.24
Strayer University-Pennsylvania$44,154$47,516$32,8100.74
Luzerne County Community College$38,515$34,401$10,7500.28
Harrisburg Area Community College$36,708$39,256$19,9760.54
Montgomery County Community College$36,274$50,580$11,0000.30
National Median$36,591—$13,4370.37

Other Business/Commerce Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lehigh Carbon Community College
Schnecksville
$5,215$47,276$11,500
Strayer University-Pennsylvania
Trevose
$13,920$44,154$32,810
Luzerne County Community College
Nanticoke
$6,450$38,515$10,750
Harrisburg Area Community College
Harrisburg
$7,373$36,708$19,976
Montgomery County Community College
Blue Bell
$6,270$36,274$11,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northampton County Area Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.