Business/Commerce at Northampton County Area Community College
Associate's Degree
Analysis
Northampton's business program starts graduates at just $28,503—roughly $8,000 below both the national and Pennsylvania medians for associate-level business programs. That's 25th percentile performance in Pennsylvania, meaning three-quarters of similar programs in the state produce better initial outcomes. Nearby Lehigh Carbon Community College, for instance, delivers graduates earning nearly $47,000 right out of the gate with the same credential.
The program does show impressive 48% earnings growth by year four, reaching $42,227, which helps close the gap. But that four-year mark still leaves graduates earning about average for the credential nationally. The debt load of $14,125 is reasonable—essentially half of first-year earnings—though it's slightly above Pennsylvania's median for business associate programs. With 38% of students receiving Pell grants, many families here are counting on immediate earning power after graduation.
The core question is whether starting $8,000 behind peers justifies banking on strong salary progression. Some graduates will indeed catch up, but that initial earning handicap means slower debt repayment and delayed financial momentum during crucial early career years. Pennsylvania families have multiple community colleges delivering stronger day-one outcomes at similar or lower debt levels, making this a harder program to justify when location flexibility exists.
Where Northampton County Area Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Northampton County Area Community College graduates compare to all programs nationally
Northampton County Area Community College graduates earn $29k, placing them in the 15th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Pennsylvania
Business/Commerce associates's programs at peer institutions in Pennsylvania (20 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Northampton County Area Community College | $28,503 | $42,227 | $14,125 | 0.50 |
| Lehigh Carbon Community College | $47,276 | $41,038 | $11,500 | 0.24 |
| Strayer University-Pennsylvania | $44,154 | $47,516 | $32,810 | 0.74 |
| Luzerne County Community College | $38,515 | $34,401 | $10,750 | 0.28 |
| Harrisburg Area Community College | $36,708 | $39,256 | $19,976 | 0.54 |
| Montgomery County Community College | $36,274 | $50,580 | $11,000 | 0.30 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Pennsylvania
Compare tuition, earnings, and debt across Pennsylvania schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Lehigh Carbon Community College Schnecksville | $5,215 | $47,276 | $11,500 |
| Strayer University-Pennsylvania Trevose | $13,920 | $44,154 | $32,810 |
| Luzerne County Community College Nanticoke | $6,450 | $38,515 | $10,750 |
| Harrisburg Area Community College Harrisburg | $7,373 | $36,708 | $19,976 |
| Montgomery County Community College Blue Bell | $6,270 | $36,274 | $11,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northampton County Area Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 37 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.