Accounting at Northern Arizona University
Bachelor's Degree
Analysis
Northern Arizona University's accounting program sits squarely in the middle of Arizona's accounting landscape—earning exactly what the state median suggests at $66,027 four years out. That's notably behind Arizona's top programs (University of Arizona grads earn $60,659 in their first year alone), but the more compelling story here is the debt advantage. At $19,450, NAU graduates carry roughly 40% less debt than the typical Arizona accounting graduate, who faces $32,684.
The 28% earnings growth from year one to year four indicates solid career progression, even if you're starting from a more modest baseline. While first-year earnings of $51,506 trail the national median slightly, the debt-to-earnings ratio of 0.38 means graduates can realistically tackle their loans within a year of full-time work. For an accessible program (91% admission rate) that serves a significant portion of first-generation and lower-income students, this represents a straightforward path to middle-class stability.
The tradeoff is clear: you'll earn less than graduates from Arizona's flagship programs, but you'll also owe substantially less. For families prioritizing affordability and reasonable post-graduation debt burden over maximizing starting salary, NAU delivers a balanced outcome. Just recognize you're choosing financial caution over earnings potential—which may be the right call if minimizing student debt is your priority.
Where Northern Arizona University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Northern Arizona University graduates compare to all programs nationally
Northern Arizona University graduates earn $52k, placing them in the 40th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arizona
Accounting bachelors's programs at peer institutions in Arizona (9 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Northern Arizona University | $51,506 | $66,027 | $19,450 | 0.38 |
| University of Arizona | $60,659 | $77,183 | $23,000 | 0.38 |
| Arizona State University Campus Immersion | $58,332 | $71,050 | $17,750 | 0.30 |
| Arizona State University Digital Immersion | $58,332 | — | — | — |
| DeVry University-Arizona | $54,264 | $54,099 | $54,380 | 1.00 |
| Grand Canyon University | $53,977 | $56,535 | $29,513 | 0.55 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Arizona
Compare tuition, earnings, and debt across Arizona schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Arizona Tucson | $13,626 | $60,659 | $23,000 |
| Arizona State University Campus Immersion Tempe | $12,051 | $58,332 | $17,750 |
| Arizona State University Digital Immersion Scottsdale | — | $58,332 | — |
| DeVry University-Arizona Phoenix | $17,488 | $54,264 | $54,380 |
| Grand Canyon University Phoenix | $17,450 | $53,977 | $29,513 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Arizona University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 52 graduates with reported earnings and 71 graduates with debt data. Small samples may not be representative.